Is AFL a good stock to buy?
Aflac Incorporated · end-of-day data as of Nov 13, 2026
- FCF yield+4.1%
- MAs4 of 4
- MACD0.19
- Sector▲ -1.8%
- Earnings in82d
- P/E18.7x
- RSI68
- Support-6.7%
- Off 52w high-2.7%
- Volume1.0x
- Bollingerupper half
- News1.00
- ConsensusHold · 15
- Trendsideways
- 52w range$106–$131
- ATR+1.8%
- Off ATH-2.7%
- PT$119.00 -6.7%
- P/E vs own+29.9%
- P/E vs sector+29.0%
- Insiders-$89.26M
Updates with the 15-min delayed price. Not a forecast or investment advice.
Is Aflac a good stock to buy?
Aflac is weak on demand, economics and execution. The price is high: 18.7 times its earnings, above its 3-year median of 13.6 (Nov 13, 2026). pretickt does not say whether to buy or sell.
AFL peers
pretickt analysis-8%its sales in 12 months, on a year before
Aflac's sales fell 8% in the 12 months to Sep 30, 2026; Robinhood's grew 21%, MetLife's grew 16%, Prudential Financial's grew 6% and Globe Life's grew 6%.
AFL sales by business revenue by segment
53%of its sales from Aflac Japan MemberAflac Japan Member brought Aflac 53% of its sales in fiscal 2025; Aflac US Member 39%.
AFL cash generated free cash flow
$2.59Bcash left after investing, last 12 monthsAflac generated $2.59B of free cash flow in the 12 months to Sep 30, 2026, less than its reported profit.
AFL earnings vs estimates
3 of 8quarters above the analysts' estimateAflac beat the analysts' profit estimate in 3 of its last 8 quarters, the latest on Nov 4, 2026.
AFL insider selling
-$267Msold, net, by its executives in 12 monthsAflac's executives and directors sold a net $267M of shares in the 12 months to Nov 13, 2026; none bought.
AFL number of employees
0%about as many people as a year beforeAflac had 12,716 employees at the end of fiscal 2025, about as many as a year before.
AFL CEO pay
$25.03Mfor fiscal 2025, 45% of it in stock and optionsAflac paid its CEO $25.03M for fiscal 2025, 45% of it in stock and options.
AFL price vs profit P/E ratio
18.7×a year's earningsAflac's P/E ratio is 18.7 (Nov 13, 2026), above its 3-year median of 13.6.
AFL price vs assets price to book
2.2×times what its assets are worth on paperAflac trades at 2.2 times its book value (Nov 13, 2026); its peers' median is 2.4.
AFL price vs peers
pretickt analysis18.7×a year's earnings, against its peersInvestors pay 18.7 times Aflac's earnings (Nov 13, 2026), more than for MetLife (13.4), Prudential Financial (11.1) and Globe Life (10.7), less than for Robinhood (35.9).
AFL analysts' target price target
-7%to their average targetAnalysts' average price target for Aflac is $119, 7% below the Nov 13, 2026 close of $127.61.
AFL growth priced in fair value
pretickt analysis+10%a year, for ten years, to be worth the priceAt $127.61 a share, Aflac's free cash flow must grow about 10% a year for ten years to be worth the price (Nov 13, 2026).
What is Aflac's P/E ratio?
Aflac's P/E ratio is 18.7 (Nov 13, 2026), above its 3-year median of 13.6. Investors pay 18.7 times Aflac's earnings (Nov 13, 2026), more than for MetLife (13.4), Prudential Financial (11.1) and Globe Life (10.7), less than for Robinhood (35.9).
Are insiders selling Aflac stock?
Aflac's executives and directors sold a net $267M of shares in the 12 months to Nov 13, 2026; none bought.
How does Aflac make money?
Aflac Japan Member brought Aflac 53% of its sales in fiscal 2025; Aflac US Member 39%.
Who owns Aflac stock?
1,764 institutions hold 68% of Aflac's shares (Jun 30, 2026); Vanguard added shares that quarter, Japan Post and BlackRock sold some.
How many employees does Aflac have?
Aflac had 12,716 employees at the end of fiscal 2025, about as many as a year before.
From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.