pretickt

Is AIZ a good stock to buy?

Assurant, Inc. · end-of-day data as of Nov 13, 2026

Assurant
AIZ · $15.8B
$322.11+0.3%
Nov 13, 2026 · close
$300SepOctNov9:3016:003 months +15.4%Nov 13 · close
▲ 7
  • ConsensusBuy · 7
  • FCF yield+11.6%
  • Trendbullish
  • MAs4 of 4
  • MA20×50Golden 10d ago
  • MACD2.54
  • Sector▲ -1.8%
Neutral
  • Earnings in88d
  • P/E15.0x
  • Support-10.9%
  • Off 52w high-1.3%
  • Volume0.7x
  • Bollingerupper half
  • News0.00
  • P/E vs sector+3.5%
  • PT$336.40 +4.4%
  • 52w range$210–$326
  • ATR+2.1%
  • Off ATH-1.3%
▼ 3
  • P/E vs own+19.7%
  • Insiders-$2.29M
  • RSI77

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Assurant a good stock to buy?

Assurant is strong on 2 of the 4 questions about the business. The price is about usual: 15.0 times its earnings, near its 3-year median of 13.6 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand steady
  2. Economics profitable
  3. Execution delivers
  4. Fragility sturdy
  5. Price about usual
DemandDo people want more of what it sells?steady

AIZ sales growth revenue growth

+8%a year, for the last 3 years

Assurant's sales grew 8% a year for 3 years, to $12.81B in fiscal 2025.

AIZ analysts' forecast revenue estimates

+9%the sales they expect next fiscal year, on the last

Analysts expect Assurant's sales to grow 9% to $13.97B in fiscal 2026 (3 analysts).

AIZ competitors

pretickt analysis+9%its sales in 12 months, on a year before

Assurant's sales grew 9% in the 12 months to Sep 30, 2026, faster than Erie Indemnity (+2%) and Loews (-1%), slower than W. R. Berkley (+23%) and Cincinnati Financial (+10%).

AIZ sales by business revenue by segment

77%of its sales from Global Lifestyle

Global Lifestyle brought Assurant 77% of its sales in fiscal 2025; Global Housing 23%.

EconomicsDoes it make good money?profitable

AIZ margin after costs profit margin

10%of sales left after running the business

Assurant's operating margin was 10% in the 12 months to Sep 30, 2026, against 3% in fiscal 2022.

AIZ cash generated free cash flow

$1.83Bcash left after investing, last 12 months

Assurant generated $1.83B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

AIZ profit per share

+18%in its last fiscal year

Assurant's earnings per share grew 18% in fiscal 2025, to $17.05.

ExecutionDoes it deliver what it promises?delivers

AIZ earnings vs estimates

8 of 8quarters above the analysts' estimate

Assurant beat the analysts' profit estimate in each of its last 8 quarters, the latest on Nov 3, 2026.

AIZ insider selling

-$13.25Msold, net, by its executives in 12 months

Assurant's executives and directors sold a net $13.25M of shares in the 12 months to Nov 13, 2026; none bought.

AIZ number of employees

+4%more people in a year

Assurant had 14,800 employees at the end of fiscal 2025, 4% more than a year before.

AIZ CEO pay

$15.22Mfor fiscal 2025, 65% of it in stock and options

Assurant paid its CEO $15.22M for fiscal 2025, 65% of it in stock and options.

Fragility risksCould something break it?sturdy

AIZ in past recessions

pretickt analysis+1%its sales in the worst one

Assurant's sales grew through each of the last 2 US recessions (2008–09 and 2020).

Price valuationIs the price reasonable?about usual

AIZ price vs profit P/E ratio

15.0×a year's earnings

Assurant's P/E ratio is 15.0 (Nov 13, 2026), near its 3-year median of 13.6.

AIZ price vs assets price to book

2.6×times what its assets are worth on paper

Assurant trades at 2.6 times its book value (Nov 13, 2026); its competitors' median is 2.4.

AIZ price vs competitors

pretickt analysis15.0×a year's earnings, against its competitors

Investors pay 15.0 times Assurant's earnings (Nov 13, 2026), more than for Cincinnati Financial (11.1), less than for Erie Indemnity (25.0), W. R. Berkley (16.4) and Loews (15.5).

AIZ analysts' target price target

+4%to their average target

Analysts' average price target for Assurant is $336, 4% above the Nov 13, 2026 close of $322.11.

AIZ growth priced in fair value

pretickt analysis-5%a year, for ten years, and still worth the price

At $322.11 a share, Assurant's free cash flow could shrink about 5% a year for ten years and still be worth the price (Nov 13, 2026).

What is Assurant's P/E ratio?

Assurant's P/E ratio is 15.0 (Nov 13, 2026), near its 3-year median of 13.6. Investors pay 15.0 times Assurant's earnings (Nov 13, 2026), more than for Cincinnati Financial (11.1), less than for Erie Indemnity (25.0), W. R. Berkley (16.4) and Loews (15.5).

Who are Assurant's biggest competitors?

pretickt compares Assurant with Erie Indemnity, Loews, W. R. Berkley and Cincinnati Financial. Assurant's sales grew 9% in the 12 months to Sep 30, 2026, faster than Erie Indemnity (+2%) and Loews (-1%), slower than W. R. Berkley (+23%) and Cincinnati Financial (+10%).

Is Assurant profitable?

Assurant's operating margin was 10% in the 12 months to Sep 30, 2026, against 3% in fiscal 2022. Assurant generated $1.83B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

Are insiders selling Assurant stock?

Assurant's executives and directors sold a net $13.25M of shares in the 12 months to Nov 13, 2026; none bought.

How does Assurant make money?

Global Lifestyle brought Assurant 77% of its sales in fiscal 2025; Global Housing 23%.

How many employees does Assurant have?

Assurant had 14,800 employees at the end of fiscal 2025, 4% more than a year before.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.