pretickt

Is CINF a good stock to buy?

Cincinnati Financial Corporation · end-of-day data as of Nov 13, 2026

Cincinnati Financial
CINF · $29.11B
$189.65-0.3%
Nov 13, 2026 · close
$160$180SepOctNov9:3016:003 months +11.3%Nov 13 · close
▲ 6
  • P/E vs sector-23.4%
  • Insiders$172K
  • News
  • MAs4 of 4
  • MACD0.39
  • Sector▲ -1.8%
Neutral
  • Earnings in87d
  • P/E11.1x
  • RSI69
  • Support-8.4%
  • Resistance+0.6%
  • Off 52w high-3.1%
  • Volume0.7x
  • Bollingerupper half
  • ConsensusHold · 8
  • PT$198.50 +4.7%
  • Trendsideways
  • 52w range$153–$196
  • ATR+1.9%
  • Off ATH-3.1%
▼ 1
  • P/E vs own+17.5%

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Cincinnati Financial a good stock to buy?

Cincinnati Financial is strong on 4 of the 4 questions about the business. The price is high: 11.1 times its earnings, above its 3-year median of 9.2 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Economics very profitable
  3. Execution delivers
  4. Fragility sturdy
  5. Price expensive
DemandDo people want more of what it sells?growing

CINF sales growth revenue growth

+24%a year, for the last 3 years

Cincinnati Financial's sales grew 24% a year for 3 years, to $12.63B in fiscal 2025.

CINF competitors

pretickt analysis+10%its sales in 12 months, on a year before

Cincinnati Financial's sales grew 10% in the 12 months to Sep 30, 2026, faster than Assurant (+9%), Erie Indemnity (+2%) and Loews (-1%), slower than W. R. Berkley (+23%).

EconomicsDoes it make good money?very profitable

CINF margin after costs profit margin

25%of sales left after running the business

Cincinnati Financial's operating margin was 25% in the 12 months to Sep 30, 2026, against -11% in fiscal 2022.

CINF profit per share

+4%in its last fiscal year

Cincinnati Financial's earnings per share grew 4% in fiscal 2025, to $15.17.

ExecutionDoes it deliver what it promises?delivers

CINF earnings vs estimates

6 of 7quarters above the analysts' estimate

Cincinnati Financial beat the analysts' profit estimate in 6 of 7 quarters, the latest on Oct 26, 2026; 1 quarter with one-time gains or charges is left out.

CINF insider selling

-$976Ksold, net, by its executives in 12 months

Cincinnati Financial's executives and directors sold a net $976K of shares in the 12 months to Nov 13, 2026 ($1.33M sold, $357K bought).

CINF number of employees

+1%more people in a year

Cincinnati Financial had 5,705 employees at the end of fiscal 2025, 1% more than a year before.

Fragility risksCould something break it?sturdy

CINF biggest customers

under 10%of sales from any one customer

No customer made 10% of Cincinnati Financial's sales in fiscal 2025.

CINF shareholders institutional ownership

pretickt analysis
  • Vanguard11.9% ▲
  • BlackRock8.2% ▼
  • State Street5.5% ▲
976institutions hold it; the largest added shares

976 institutions hold 76% of Cincinnati Financial's shares (Jun 30, 2026); Vanguard and State Street added shares that quarter, BlackRock sold some.

CINF in past recessions

pretickt analysis-10%its sales in the worst one

Cincinnati Financial's sales fell in each of the last 2 US recessions, by as much as 10% in fiscal 2008.

Price valuationIs the price reasonable?expensive

CINF price vs profit P/E ratio

11.1×a year's earnings

Cincinnati Financial's P/E ratio is 11.1 (Nov 13, 2026), above its 3-year median of 9.2.

CINF price vs assets price to book

1.8×times what its assets are worth on paper

Cincinnati Financial trades at 1.8 times its book value (Nov 13, 2026); its competitors' median is 2.8.

CINF price vs competitors

pretickt analysis11.1×a year's earnings, against its competitors

Investors pay 11.1 times Cincinnati Financial's earnings (Nov 13, 2026), less than for Erie Indemnity (25.0), W. R. Berkley (16.4), Loews (15.5) or Assurant (15.0).

What is Cincinnati Financial's P/E ratio?

Cincinnati Financial's P/E ratio is 11.1 (Nov 13, 2026), above its 3-year median of 9.2. Investors pay 11.1 times Cincinnati Financial's earnings (Nov 13, 2026), less than for Erie Indemnity (25.0), W. R. Berkley (16.4), Loews (15.5) or Assurant (15.0).

Who are Cincinnati Financial's biggest competitors?

pretickt compares Cincinnati Financial with W. R. Berkley, Loews, Assurant and Erie Indemnity. Cincinnati Financial's sales grew 10% in the 12 months to Sep 30, 2026, faster than Assurant (+9%), Erie Indemnity (+2%) and Loews (-1%), slower than W. R. Berkley (+23%).

Is Cincinnati Financial profitable?

Cincinnati Financial's operating margin was 25% in the 12 months to Sep 30, 2026, against -11% in fiscal 2022.

Are insiders selling Cincinnati Financial stock?

Cincinnati Financial's executives and directors sold a net $976K of shares in the 12 months to Nov 13, 2026 ($1.33M sold, $357K bought).

Who owns Cincinnati Financial stock?

976 institutions hold 76% of Cincinnati Financial's shares (Jun 30, 2026); Vanguard and State Street added shares that quarter, BlackRock sold some.

How many employees does Cincinnati Financial have?

Cincinnati Financial had 5,705 employees at the end of fiscal 2025, 1% more than a year before.

Who are Cincinnati Financial's biggest customers?

No customer made 10% of Cincinnati Financial's sales in fiscal 2025.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.