Is CINF a good stock to buy?
Cincinnati Financial Corporation · end-of-day data as of Nov 13, 2026
- P/E vs sector-23.4%
- Insiders$172K
- News
- MAs4 of 4
- MACD0.39
- Sector▲ -1.8%
- Earnings in87d
- P/E11.1x
- RSI69
- Support-8.4%
- Resistance+0.6%
- Off 52w high-3.1%
- Volume0.7x
- Bollingerupper half
- ConsensusHold · 8
- PT$198.50 +4.7%
- Trendsideways
- 52w range$153–$196
- ATR+1.9%
- Off ATH-3.1%
- P/E vs own+17.5%
Updates with the 15-min delayed price. Not a forecast or investment advice.
Is Cincinnati Financial a good stock to buy?
Cincinnati Financial is strong on 4 of the 4 questions about the business. The price is high: 11.1 times its earnings, above its 3-year median of 9.2 (Nov 13, 2026). pretickt does not say whether to buy or sell.
CINF sales growth revenue growth
+24%a year, for the last 3 yearsCincinnati Financial's sales grew 24% a year for 3 years, to $12.63B in fiscal 2025.
CINF margin after costs profit margin
25%of sales left after running the businessCincinnati Financial's operating margin was 25% in the 12 months to Sep 30, 2026, against -11% in fiscal 2022.
CINF earnings vs estimates
6 of 7quarters above the analysts' estimateCincinnati Financial beat the analysts' profit estimate in 6 of 7 quarters, the latest on Oct 26, 2026; 1 quarter with one-time gains or charges is left out.
CINF insider selling
-$976Ksold, net, by its executives in 12 monthsCincinnati Financial's executives and directors sold a net $976K of shares in the 12 months to Nov 13, 2026 ($1.33M sold, $357K bought).
CINF number of employees
+1%more people in a yearCincinnati Financial had 5,705 employees at the end of fiscal 2025, 1% more than a year before.
CINF biggest customers
under 10%of sales from any one customerNo customer made 10% of Cincinnati Financial's sales in fiscal 2025.
CINF in past recessions
pretickt analysis-10%its sales in the worst oneCincinnati Financial's sales fell in each of the last 2 US recessions, by as much as 10% in fiscal 2008.
CINF price vs profit P/E ratio
11.1×a year's earningsCincinnati Financial's P/E ratio is 11.1 (Nov 13, 2026), above its 3-year median of 9.2.
CINF price vs assets price to book
1.8×times what its assets are worth on paperCincinnati Financial trades at 1.8 times its book value (Nov 13, 2026); its competitors' median is 2.8.
What is Cincinnati Financial's P/E ratio?
Cincinnati Financial's P/E ratio is 11.1 (Nov 13, 2026), above its 3-year median of 9.2. Investors pay 11.1 times Cincinnati Financial's earnings (Nov 13, 2026), less than for Erie Indemnity (25.0), W. R. Berkley (16.4), Loews (15.5) or Assurant (15.0).
Who are Cincinnati Financial's biggest competitors?
pretickt compares Cincinnati Financial with W. R. Berkley, Loews, Assurant and Erie Indemnity. Cincinnati Financial's sales grew 10% in the 12 months to Sep 30, 2026, faster than Assurant (+9%), Erie Indemnity (+2%) and Loews (-1%), slower than W. R. Berkley (+23%).
Is Cincinnati Financial profitable?
Cincinnati Financial's operating margin was 25% in the 12 months to Sep 30, 2026, against -11% in fiscal 2022.
Are insiders selling Cincinnati Financial stock?
Cincinnati Financial's executives and directors sold a net $976K of shares in the 12 months to Nov 13, 2026 ($1.33M sold, $357K bought).
Who owns Cincinnati Financial stock?
976 institutions hold 76% of Cincinnati Financial's shares (Jun 30, 2026); Vanguard and State Street added shares that quarter, BlackRock sold some.
How many employees does Cincinnati Financial have?
Cincinnati Financial had 5,705 employees at the end of fiscal 2025, 1% more than a year before.
Who are Cincinnati Financial's biggest customers?
No customer made 10% of Cincinnati Financial's sales in fiscal 2025.
From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.