pretickt

Is CPAY a good stock to buy?

Corpay, Inc. · end-of-day data as of Nov 13, 2026

Corpay
CPAY · $29.57B
$462.22+1.4%
Nov 13, 2026 · close
$400$450SepOctNov9:3016:003 months +13.6%Nov 13 · close
▲ 7
  • ConsensusBuy · 16
  • P/E vs sector-13.6%
  • FCF yield+4.5%
  • Trendbullish
  • MAs4 of 4
  • MA20×50Golden 7d ago
  • MACD5.21
Neutral
  • Earnings in82d
  • P/E25.4x
  • Support-8.6%
  • Off 52w high-3.6%
  • Volume0.6x
  • Bollingerupper half
  • News0.00
  • Sector→ -15.8%
  • 52w range$271–$480
  • ATR+2.9%
  • Off ATH-3.6%
▼ 4
  • PT$449.64 -2.7%
  • P/E vs own+28.6%
  • Insiders-$108M
  • RSI74

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Corpay a good stock to buy?

Corpay is strong on 2 of the 5 questions about the business; weak on advantage and fragility. The price is high: 25.4 times its earnings, above its 3-year median of 21.4 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Advantage easy to copy
  3. Economics profits growing
  4. Execution mixed
  5. Fragility fragile
  6. Price expensive
DemandDo people want more of what it sells?growing

CPAY sales growth revenue growth

+10%a year, for the last 3 years

Corpay's sales grew 10% a year for 3 years, to $4.53B in fiscal 2025.

CPAY analysts' forecast revenue estimates

+18%the sales they expect next fiscal year, on the last

Analysts expect Corpay's sales to grow 18% to $5.35B in fiscal 2026 (12 analysts).

CPAY competitors

pretickt analysis+21%its sales in 12 months, on a year before

Corpay's sales grew 21% in the 12 months to Sep 30, 2026, faster than Okta (+11%) and VeriSign (+6%), slower than CoreWeave (+130%) and Zscaler (+25%).

Advantage moatIs it hard to copy?easy to copy

CPAY margin on each sale gross margin

55%left after making the product

Corpay kept 55% of each sale after making the product in the 12 months to Sep 30, 2026; its competitors' median is 77%.

EconomicsDoes it make good money?profits growing

CPAY cash generated free cash flow

$1.33Bcash left after investing, last 12 months

Corpay generated $1.33B of free cash flow in the 12 months to Sep 30, 2026, about as much as its reported profit.

CPAY profit per share

+8%in its last fiscal year

Corpay's earnings per share grew 8% in fiscal 2025, to $15.04.

ExecutionDoes it deliver what it promises?mixed

CPAY earnings vs estimates

6 of 8quarters above the analysts' estimate

Corpay beat the analysts' profit estimate in 6 of its last 8 quarters, the latest on Nov 4, 2026.

CPAY insider selling

-$146Msold, net, by its executives in 12 months

Corpay's executives and directors sold a net $146M of shares in the 12 months to Nov 13, 2026 ($148M sold, $2.52M bought).

CPAY number of employees

+5%more people in a year

Corpay had 11,800 employees at the end of fiscal 2025, 5% more than a year before.

CPAY CEO pay

$28.05Mfor fiscal 2024, 96% of it in stock and options

Corpay paid its CEO $28.05M for fiscal 2024, 96% of it in stock and options.

Fragility risksCould something break it?fragile

CPAY financial health Altman Z-score

1.7Altman Z-score, safe above 3

Corpay's Altman Z-score is 1.7 (Nov 13, 2026), below 1.8, the distress zone.

CPAY quality checks Piotroski score

5 of 9checks passed

Corpay passes 5 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on return on assets, the current ratio, gross margin and sales for its assets.

Price valuationIs the price reasonable?expensive

CPAY price vs profit P/E ratio

25.4×a year's earnings

Corpay's P/E ratio is 25.4 (Nov 13, 2026), above its 3-year median of 21.4.

CPAY price vs competitors

pretickt analysis25.4×a year's earnings, against its competitors

Investors pay 25.4 times Corpay's earnings (Nov 13, 2026), less than for Okta (110.2) or VeriSign (33.7).

CPAY analysts' target price target

-3%to their average target

Analysts' average price target for Corpay is $450, 3% below the Nov 13, 2026 close of $462.22.

CPAY growth priced in fair value

pretickt analysis+8%a year, for ten years, to be worth the price

At $462.22 a share, Corpay's free cash flow must grow about 8% a year for ten years to be worth the price (Nov 13, 2026).

What is Corpay's P/E ratio?

Corpay's P/E ratio is 25.4 (Nov 13, 2026), above its 3-year median of 21.4. Investors pay 25.4 times Corpay's earnings (Nov 13, 2026), less than for Okta (110.2) or VeriSign (33.7).

Who are Corpay's biggest competitors?

pretickt compares Corpay with CoreWeave, Okta, VeriSign and Zscaler. Corpay's sales grew 21% in the 12 months to Sep 30, 2026, faster than Okta (+11%) and VeriSign (+6%), slower than CoreWeave (+130%) and Zscaler (+25%).

Are insiders selling Corpay stock?

Corpay's executives and directors sold a net $146M of shares in the 12 months to Nov 13, 2026 ($148M sold, $2.52M bought).

How many employees does Corpay have?

Corpay had 11,800 employees at the end of fiscal 2025, 5% more than a year before.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.