pretickt

Is EFX a good stock to buy?

Equifax Inc. · end-of-day data as of Nov 13, 2026

Equifax
EFX · $22.01B
$188.12+0.7%
Nov 13, 2026 · close
$140$160$180SepOctNov9:3016:003 months +3.8%Nov 13 · close
▲ 5
  • PT$200.88 +6.8%
  • ConsensusBuy · 24
  • FCF yield+5.0%
  • MAs4 of 4
  • MA20×50Golden 8d ago
Neutral
  • Earnings in82d
  • P/E30.4x
  • RSI62
  • Support-0.7%
  • Resistance+3.7%
  • Off 52w high-17.7%
  • Volume0.4x
  • Bollingerupper half
  • News0.00
  • P/E vs own-0.8%
  • Trendsideways
  • 52w range$137–$229
  • ATR+3.1%
  • Off ATH-39.2%
▼ 4
  • P/E vs sector+11.0%
  • Insiders-$11.33M
  • MACD-0.37
  • Sector▼ -11.7%

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Equifax a good stock to buy?

Equifax is strong on 2 of the 5 questions about the business. The price is low: 30.4 times its earnings, below its 3-year median of 50.3 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand steady
  2. Advantage some edge
  3. Economics profitable
  4. Execution delivers
  5. Fragility sturdy
  6. Price below its usual
DemandDo people want more of what it sells?steady

EFX sales growth revenue growth

+6%a year, for the last 3 years

Equifax's sales grew 6% a year for 3 years, to $6.07B in fiscal 2025.

EFX analysts' forecast revenue estimates

+10%the sales they expect next fiscal year, on the last

Analysts expect Equifax's sales to grow 10% to $6.67B in fiscal 2026 (16 analysts).

EFX peers

pretickt analysis+11%its sales in 12 months, on a year before

Equifax's sales grew 11% in the 12 months to Sep 30, 2026, faster than J.B. Hunt (+11%) and Xylem (+2%), slower than Symbotic (+21%) and Southwest Airlines (+15%).

EFX sales by business revenue by segment

43%of its sales from Workforce Solutions

Workforce Solutions brought Equifax 43% of its sales in fiscal 2025; U.S. Information Solutions 34%.

Advantage moatIs it hard to copy?some edge

EFX return on capital ROIC

pretickt analysis13%earned before tax on the money invested in it

Equifax earned 13% before tax on the capital invested in it in the 12 months to Sep 30, 2026; J.B. Hunt 20%, Southwest Airlines 13% and Xylem 11%.

EFX margin on each sale gross margin

55%left after making the product

Equifax kept 55% of each sale after making the product in the 12 months to Sep 30, 2026; its peers' median is 31%.

EconomicsDoes it make good money?profitable

EFX margin after costs profit margin

19%of sales left after running the business

Equifax's operating margin was 19% in the 12 months to Sep 30, 2026, against 21% in fiscal 2022.

EFX cash generated free cash flow

$1.1Bcash left after investing, last 12 months

Equifax generated $1.1B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

EFX profit per share

+10%in its last fiscal year

Equifax's earnings per share grew 10% in fiscal 2025, to $5.32.

ExecutionDoes it deliver what it promises?delivers

EFX earnings vs estimates

7 of 8quarters above the analysts' estimate

Equifax beat the analysts' profit estimate in 7 of its last 8 quarters, the latest on Oct 20, 2026.

EFX insider selling

-$35.9Msold, net, by its executives in 12 months

Equifax's executives and directors sold a net $35.9M of shares in the 12 months to Nov 13, 2026 ($36.37M sold, $465K bought).

EFX number of employees

+2%more people in a year

Equifax had 15,000 employees at the end of fiscal 2025, 2% more than a year before.

EFX CEO pay

$23.42Mfor fiscal 2025, 79% of it in stock and options

Equifax paid its CEO $23.42M for fiscal 2025, 79% of it in stock and options.

Fragility risksCould something break it?sturdy

EFX financial health Altman Z-score

3.5Altman Z-score, safe above 3

Equifax's Altman Z-score is 3.5 (Nov 13, 2026), above 3, where the safe zone starts.

EFX quality checks Piotroski score

7 of 9checks passed

Equifax passes 7 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on long-term debt and gross margin.

EFX biggest customers

under 10%of sales from any one customer

No customer made 10% of Equifax's sales in fiscal 2025.

EFX in past recessions

pretickt analysis-11%its sales in the worst one

Equifax's sales fell in 1 of the last 2 US recessions, by as much as 11% in fiscal 2009.

Price valuationIs the price reasonable?below its usual

EFX price vs profit P/E ratio

30.4×a year's earnings

Equifax's P/E ratio is 30.4 (Nov 13, 2026), below its 3-year median of 50.3.

EFX price vs peers

pretickt analysis30.4×a year's earnings, against its peers

Investors pay 30.4 times Equifax's earnings (Nov 13, 2026), more than for Southwest Airlines (21.6) and Xylem (20.8), less than for Symbotic (376.1) and J.B. Hunt (32.7).

EFX analysts' target price target

+7%to their average target

Analysts' average price target for Equifax is $201, 7% above the Nov 13, 2026 close of $188.12.

EFX analyst ratings, 90 days

pretickt analysis
  • Rothschild & Coupgrade
  • Oppenheimerdowngrade
  • Argus Researchupgrade
  • RBC Capitaldowngrade
2 up, 2 downratings raised and cut

In the 90 days to Nov 13, 2026, Rothschild & Co and Argus Research upgraded Equifax; Oppenheimer and RBC Capital downgraded it.

EFX growth priced in fair value

pretickt analysis+7%a year, for ten years, to be worth the price

At $188.12 a share, Equifax's free cash flow must grow about 7% a year for ten years to be worth the price (Nov 13, 2026).

What is Equifax's P/E ratio?

Equifax's P/E ratio is 30.4 (Nov 13, 2026), below its 3-year median of 50.3. Investors pay 30.4 times Equifax's earnings (Nov 13, 2026), more than for Southwest Airlines (21.6) and Xylem (20.8), less than for Symbotic (376.1) and J.B. Hunt (32.7).

Is Equifax profitable?

Equifax's operating margin was 19% in the 12 months to Sep 30, 2026, against 21% in fiscal 2022. Equifax generated $1.1B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

Are insiders selling Equifax stock?

Equifax's executives and directors sold a net $35.9M of shares in the 12 months to Nov 13, 2026 ($36.37M sold, $465K bought).

How does Equifax make money?

Workforce Solutions brought Equifax 43% of its sales in fiscal 2025; U.S. Information Solutions 34%.

How many employees does Equifax have?

Equifax had 15,000 employees at the end of fiscal 2025, 2% more than a year before.

Who are Equifax's biggest customers?

No customer made 10% of Equifax's sales in fiscal 2025.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.