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Is ERIE a good stock to buy?

Erie Indemnity Company · end-of-day data as of Nov 13, 2026

Erie Indemnity
ERIE · $14.37B
$274.73+1.8%
Nov 13, 2026 · close
$250SepOctNov9:3016:003 months +7.6%Nov 13 · close
▲ 5
  • ConsensusBuy · 1
  • MAs4 of 4
  • MA20×50Golden 9d ago
  • MACD0.28
  • Sector▲ -1.8%
Neutral
  • Earnings in101d
  • P/E25.0x
  • RSI63
  • Support-2.4%
  • Resistance+2.7%
  • Off 52w high-8.9%
  • Volume0.5x
  • Bollingerupper half
  • News0.00
  • FCF yield+3.9%
  • P/E vs own+8.9%
  • Trendsideways
  • 52w range$205–$302
  • ATR+3.3%
  • Off ATH-49.8%
  • InsidersNone in 90d
▼ 1
  • P/E vs sector+72.1%

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Erie Indemnity a good stock to buy?

Erie Indemnity is strong on 1 of the 4 questions about the business; weak on fragility. The price is low: 25.0 times its earnings, below its 3-year median of 32.3 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Economics profitable
  3. Execution mixed
  4. Fragility fragile
  5. Price below its usual
DemandDo people want more of what it sells?growing

ERIE sales growth revenue growth

+13%a year, for the last 3 years

Erie Indemnity's sales grew 13% a year for 3 years, to $4.07B in fiscal 2025.

ERIE competitors

pretickt analysis+2%its sales in 12 months, on a year before

Erie Indemnity's sales grew 2% in the 12 months to Sep 30, 2026, faster than Loews (-1%), slower than W. R. Berkley (+23%), Cincinnati Financial (+10%) and Assurant (+9%).

EconomicsDoes it make good money?profitable

ERIE margin after costs profit margin

18%of sales left after running the business

Erie Indemnity's operating margin was 18% in the 12 months to Sep 30, 2026, against 13% in fiscal 2022.

ERIE cash generated free cash flow

$554Mcash left after investing, last 12 months

Erie Indemnity generated $554M of free cash flow in the 12 months to Sep 30, 2026, about as much as its reported profit.

ERIE profit per share

-7%in its last fiscal year

Erie Indemnity's earnings per share fell 7% in fiscal 2025, to $10.66.

ExecutionDoes it deliver what it promises?mixed

ERIE earnings vs estimates

4 of 7quarters above the analysts' estimate

Erie Indemnity beat the analysts' profit estimate in 4 of 7 quarters, the latest on Oct 29, 2026; 1 quarter with one-time gains or charges is left out.

ERIE insider buying

+$1.33Mbought, net, by its executives in 12 months

Erie Indemnity's executives and directors bought a net $1.33M of shares in the 12 months to Nov 13, 2026 ($1.43M bought, $101K sold).

ERIE number of employees

-1%fewer people in a year

Erie Indemnity had 6,667 employees at the end of fiscal 2025, 1% fewer than a year before.

Fragility risksCould something break it?fragile

ERIE biggest customers

100%of sales from its biggest customer

Erie Insurance Exchange made 100% of Erie Indemnity's sales in fiscal 2025.

ERIE in past recessions

pretickt analysis-1%its sales in the worst one

Erie Indemnity's sales fell in 1 of the last 2 US recessions, by as much as 1% in fiscal 2007.

Price valuationIs the price reasonable?below its usual

ERIE price vs profit P/E ratio

25.0×a year's earnings

Erie Indemnity's P/E ratio is 25.0 (Nov 13, 2026), below its 3-year median of 32.3.

ERIE price vs assets price to book

5.6×times what its assets are worth on paper

Erie Indemnity trades at 5.6 times its book value (Nov 13, 2026); its competitors' median is 2.2.

ERIE price vs competitors

pretickt analysis25.0×a year's earnings, against its competitors

Investors pay 25.0 times Erie Indemnity's earnings (Nov 13, 2026), more than for W. R. Berkley (16.4), Loews (15.5), Assurant (15.0) or Cincinnati Financial (11.1).

ERIE growth priced in fair value

pretickt analysis+10%a year, for ten years, to be worth the price

At $274.73 a share, Erie Indemnity's free cash flow must grow about 10% a year for ten years to be worth the price (Nov 13, 2026).

What is Erie Indemnity's P/E ratio?

Erie Indemnity's P/E ratio is 25.0 (Nov 13, 2026), below its 3-year median of 32.3. Investors pay 25.0 times Erie Indemnity's earnings (Nov 13, 2026), more than for W. R. Berkley (16.4), Loews (15.5), Assurant (15.0) or Cincinnati Financial (11.1).

Who are Erie Indemnity's biggest competitors?

pretickt compares Erie Indemnity with Assurant, Loews, W. R. Berkley and Cincinnati Financial. Erie Indemnity's sales grew 2% in the 12 months to Sep 30, 2026, faster than Loews (-1%), slower than W. R. Berkley (+23%), Cincinnati Financial (+10%) and Assurant (+9%).

Is Erie Indemnity profitable?

Erie Indemnity's operating margin was 18% in the 12 months to Sep 30, 2026, against 13% in fiscal 2022. Erie Indemnity generated $554M of free cash flow in the 12 months to Sep 30, 2026, about as much as its reported profit.

Are insiders buying Erie Indemnity stock?

Erie Indemnity's executives and directors bought a net $1.33M of shares in the 12 months to Nov 13, 2026 ($1.43M bought, $101K sold).

How many employees does Erie Indemnity have?

Erie Indemnity had 6,667 employees at the end of fiscal 2025, 1% fewer than a year before.

Who are Erie Indemnity's biggest customers?

Erie Insurance Exchange made 100% of Erie Indemnity's sales in fiscal 2025.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.