pretickt

Is FISV a good stock to buy?

Fiserv, Inc. · end-of-day data as of Nov 13, 2026

Fiserv
FISV · $33.93B
$63.78+3.7%
Nov 13, 2026 · close
$50$60SepOctNov9:3016:003 months +23.3%Nov 13 · close
▲ 4
  • FCF yield+9.3%
  • MAs4 of 4
  • MA20×50Golden 7d ago
  • MACD0.95
Neutral
  • Earnings in88d
  • Support-4.0%
  • Resistance+0.2%
  • Off 52w high-9.4%
  • Volume0.8x
  • Bollingerupper half
  • News0.00
  • ConsensusHold · 38
  • Trendsideways
  • Sector→ -15.8%
  • 52w range$44–$70
  • ATR+3.3%
  • Off ATH-73.3%
  • InsidersNone in 90d
▼ 2
  • PT$63.38 -0.6%
  • RSI75

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Fiserv a good stock to buy?

Fiserv is strong on 2 of the 5 questions about the business; weak on fragility. With a loss over the last 12 months, Fiserv has no P/E ratio (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand steady
  2. Advantage hard to copy
  3. Economics profits growing
  4. Execution mixed
  5. Fragility fragile
  6. Price below its peers
DemandDo people want more of what it sells?steady

FISV sales growth revenue growth

+6%a year, for the last 3 years

Fiserv's sales grew 6% a year for 3 years, to $21.19B in fiscal 2025.

FISV competitors

pretickt analysis-2%its sales in 12 months, on a year before

Fiserv's sales fell 2% in the 12 months to Sep 30, 2026; CDW's grew 11%, Broadridge's grew 7%, Cognizant's grew 5% and Leidos' grew 3%.

FISV sales by business revenue by segment

81%of its sales from Processing And Services

Processing And Services brought Fiserv 81% of its sales in fiscal 2024; Product 19%.

Advantage moatIs it hard to copy?hard to copy

FISV margin on each sale gross margin

46%left after making the product

Fiserv kept 46% of each sale after making the product in the 12 months to Sep 30, 2026; its competitors' median is 26%.

EconomicsDoes it make good money?profits growing

FISV cash generated free cash flow

$3.16Bcash left after investing, last 12 months

Fiserv generated $3.16B of free cash flow in the 12 months to Sep 30, 2026, while it reported a loss.

FISV profit per share

+18%in its last fiscal year

Fiserv's earnings per share grew 18% in fiscal 2025, to $6.34.

ExecutionDoes it deliver what it promises?mixed

FISV earnings vs estimates

6 of 8quarters above the analysts' estimate

Fiserv beat the analysts' profit estimate in 6 of its last 8 quarters, the latest on Nov 3, 2026.

FISV insider buying

+$3.8Mbought, net, by its executives in 12 months

Fiserv's executives and directors bought a net $3.8M of shares in the 12 months to Nov 13, 2026; none sold.

FISV number of employees

0%about as many people as a year before

Fiserv had 38,000 employees at the end of fiscal 2025, about as many as a year before.

FISV CEO pay

$70.34Mfor fiscal 2025, 79% of it in stock and options

Fiserv paid its CEO $70.34M for fiscal 2025, 79% of it in stock and options.

Fragility risksCould something break it?fragile

FISV financial health Altman Z-score

1.0Altman Z-score, safe above 3

Fiserv's Altman Z-score is 1.0 (Nov 13, 2026), below 1.8, the distress zone.

FISV quality checks Piotroski score

4 of 9checks passed

Fiserv passes 4 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on profit, return on assets, long-term debt, the current ratio and gross margin.

FISV shareholders institutional ownership

pretickt analysis
  • Vanguard10.1% ▼
  • Dodge & Cox9.4% ▼
  • BlackRock7.9% ▲
1,216institutions hold it; the largest sold shares

1,216 institutions hold 90% of Fiserv's shares (Jun 30, 2026); BlackRock added shares that quarter, Vanguard and Dodge & Cox sold some.

FISV in past recessions

pretickt analysis-11%its sales in the worst one

Fiserv's sales fell in 1 of the last 2 US recessions, by as much as 11% in fiscal 2009.

Price valuationIs the price reasonable?below its peers

FISV price vs profit P/E ratio

—it lost money in 12 months: no P/E

Fiserv has no P/E ratio: it lost money over the 12 months to Sep 30, 2026.

FISV price vs assets price to book

1.6×times what its assets are worth on paper

Fiserv trades at 1.6 times its book value (Nov 13, 2026); its competitors' median is 5.6.

FISV analysts' target price target

-1%to their average target

Analysts' average price target for Fiserv is $63.38, 1% below the Nov 13, 2026 close of $63.78.

FISV analyst ratings, 90 days

pretickt analysis
  • Oppenheimerdowngrade
  • Argus Researchupgrade
1 up, 1 downratings raised and cut

In the 90 days to Nov 13, 2026, Argus Research upgraded Fiserv; Oppenheimer downgraded it.

FISV growth priced in fair value

pretickt analysis-2%a year, for ten years, and still worth the price

At $63.78 a share, Fiserv's free cash flow could shrink about 2% a year for ten years and still be worth the price (Nov 13, 2026).

What is Fiserv's P/E ratio?

Fiserv has no P/E ratio: it lost money over the 12 months to Sep 30, 2026. Fiserv trades at 1.6 times its book value (Nov 13, 2026); its competitors' median is 5.6.

Who are Fiserv's biggest competitors?

pretickt compares Fiserv with Cognizant, Broadridge, CDW and Leidos. Fiserv's sales fell 2% in the 12 months to Sep 30, 2026; CDW's grew 11%, Broadridge's grew 7%, Cognizant's grew 5% and Leidos' grew 3%.

Are insiders buying Fiserv stock?

Fiserv's executives and directors bought a net $3.8M of shares in the 12 months to Nov 13, 2026; none sold.

How does Fiserv make money?

Processing And Services brought Fiserv 81% of its sales in fiscal 2024; Product 19%.

Who owns Fiserv stock?

1,216 institutions hold 90% of Fiserv's shares (Jun 30, 2026); BlackRock added shares that quarter, Vanguard and Dodge & Cox sold some.

How many employees does Fiserv have?

Fiserv had 38,000 employees at the end of fiscal 2025, about as many as a year before.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.