Is JKHY a good stock to buy?
Jack Henry & Associates, Inc. · end-of-day data as of Nov 13, 2026
- PT$193.53 +8.9%
- ConsensusBuy · 21
- P/E vs sector-17.0%
- FCF yield+6.0%
- MAs4 of 4
- MA20×50Golden 7d ago
- MACD1.06
- Earnings in81d
- P/E24.4x
- RSI67
- Support-4.3%
- Resistance+0.4%
- Off 52w high-8.1%
- Volume0.9x
- Bollingerupper half
- News0.00
- Trendsideways
- Sector→ -15.8%
- 52w range$121–$193
- ATR+3.0%
- Off ATH-16.4%
- InsidersNone in 90d
- P/E vs own+11.2%
Updates with the 15-min delayed price. Not a forecast or investment advice.
Is Jack Henry a good stock to buy?
Jack Henry is strong on 4 of the 5 questions about the business. The price is low: 24.4 times its earnings, below its 3-year median of 30.0 (Nov 13, 2026). pretickt does not say whether to buy or sell.
- Demand steady
- Advantage hard to copy
- Economics very profitable
- Execution delivers
- Fragility sturdy
- Price below its usual
JKHY sales growth revenue growth
+7%a year, for the last 3 yearsJack Henry's sales grew 7% a year for 3 years, to $2.53B in fiscal 2026.
JKHY analysts' forecast revenue estimates
+7%the sales they expect next fiscal year, on the lastAnalysts expect Jack Henry's sales to grow 7% to $2.71B in fiscal 2027 (15 analysts).
JKHY competitors
pretickt analysis+7%its sales in 12 months, on a year before
Jack Henry's sales grew 7% in the 12 months to Sep 30, 2026, faster than Leidos (+3%) and Gartner (0%), slower than FIS (+24%) and CDW (+11%).
JKHY sales by business revenue by segment
38%of its sales from PaymentsPayments brought Jack Henry 38% of its sales in fiscal 2026; Core 31%.
JKHY margin on each sale gross margin
44%left after making the productJack Henry kept 44% of each sale after making the product in the 12 months to Sep 30, 2026; its competitors' median is 28%.
JKHY margin after costs profit margin
25%of sales left after running the businessJack Henry's operating margin was 25% in the 12 months to Sep 30, 2026, against 23% in fiscal 2023.
JKHY cash generated free cash flow
$744Mcash left after investing, last 12 monthsJack Henry generated $744M of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.
JKHY earnings vs estimates
8 of 8quarters above the analysts' estimateJack Henry beat the analysts' profit estimate in each of its last 8 quarters, the latest on Nov 3, 2026.
JKHY insider selling
-$3.18Msold, net, by its executives in 12 monthsJack Henry's executives and directors sold a net $3.18M of shares in the 12 months to Nov 13, 2026 ($3.5M sold, $317K bought).
JKHY number of employees
+1%more people in a yearJack Henry had 7,300 employees at the end of fiscal 2026, 1% more than a year before.
JKHY CEO pay
$8.41Mfor fiscal 2026, 76% of it in stock and optionsJack Henry paid its CEO $8.41M for fiscal 2026, 76% of it in stock and options.
JKHY financial health Altman Z-score
10.0Altman Z-score, safe above 3Jack Henry's Altman Z-score is 10.0 (Nov 13, 2026), above 3, where the safe zone starts.
JKHY in past recessions
pretickt analysis0%its sales in the worst oneJack Henry's sales did not fall in any of the last 2 US recessions (2008–09 and 2020).
JKHY price vs profit P/E ratio
24.4×a year's earningsJack Henry's P/E ratio is 24.4 (Nov 13, 2026), below its 3-year median of 30.0.
JKHY price vs competitors
pretickt analysis24.4×a year's earnings, against its competitorsInvestors pay 24.4 times Jack Henry's earnings (Nov 13, 2026), more than for CDW (20.0), Gartner (13.7), Leidos (11.7) or FIS (4.4).
JKHY analysts' target price target
+9%to their average targetAnalysts' average price target for Jack Henry is $194, 9% above the Nov 13, 2026 close of $177.67.
JKHY analyst ratings, 90 days
pretickt analysisPiper Sandlerupgrade
In the 90 days to Nov 13, 2026, Piper Sandler upgraded Jack Henry.
JKHY growth priced in fair value
pretickt analysis+4%a year, for ten years, to be worth the priceAt $177.67 a share, Jack Henry's free cash flow must grow about 4% a year for ten years to be worth the price (Nov 13, 2026).
What is Jack Henry's P/E ratio?
Jack Henry's P/E ratio is 24.4 (Nov 13, 2026), below its 3-year median of 30.0. Investors pay 24.4 times Jack Henry's earnings (Nov 13, 2026), more than for CDW (20.0), Gartner (13.7), Leidos (11.7) or FIS (4.4).
Who are Jack Henry's biggest competitors?
pretickt compares Jack Henry with Gartner, FIS, Leidos and CDW. Jack Henry's sales grew 7% in the 12 months to Sep 30, 2026, faster than Leidos (+3%) and Gartner (0%), slower than FIS (+24%) and CDW (+11%).
Is Jack Henry profitable?
Jack Henry's operating margin was 25% in the 12 months to Sep 30, 2026, against 23% in fiscal 2023. Jack Henry generated $744M of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.
Are insiders selling Jack Henry stock?
Jack Henry's executives and directors sold a net $3.18M of shares in the 12 months to Nov 13, 2026 ($3.5M sold, $317K bought).
How does Jack Henry make money?
Payments brought Jack Henry 38% of its sales in fiscal 2026; Core 31%.
How many employees does Jack Henry have?
Jack Henry had 7,300 employees at the end of fiscal 2026, 1% more than a year before.
From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.