pretickt

Is MSFT a good stock to buy?

Microsoft Corporation · end-of-day data as of Nov 13, 2026

Microsoft
MSFT · $3.89T
$523.88+0.2%
Nov 13, 2026 · close
$500$550SepOctNov9:3016:003 months +9.0%Nov 13 · close
▲ 4
  • PT$608.86 +16.2%
  • ConsensusBuy · 58
  • Trendbullish
  • MAs3 of 4
Neutral
  • Earnings in75d
  • P/E27.4x
  • RSI49
  • Support-3.1%
  • Resistance+0.7%
  • Off 52w high-6.3%
  • Volume1.0x
  • Bollingerlower half
  • News
  • FCF yield+1.5%
  • P/E vs own+9.6%
  • P/E vs sector-7.0%
  • Sector→ -15.8%
  • 52w range$349–$559
  • ATR+2.9%
  • Off ATH-6.3%
  • MA20×50↓ in ~12d
▼ 2
  • Insiders-$74.77M
  • MACD-1.83

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Microsoft a good stock to buy?

Microsoft is strong on 4 of the 5 questions about the business. The price is low: 27.4 times its earnings, below its 3-year median of 34.0 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Advantage some edge
  3. Economics very profitable
  4. Execution delivers
  5. Fragility sturdy
  6. Price below its usual
DemandDo people want more of what it sells?growing

MSFT sales growth revenue growth

+16%a year, for the last 3 years

Microsoft's sales grew 16% a year for 3 years, to $332B in fiscal 2026.

MSFT analysts' forecast revenue estimates

+19%the sales they expect next fiscal year, on the last

Analysts expect Microsoft's sales to grow 19% to $396B in fiscal 2027 (37 analysts).

MSFT competitors

pretickt analysis+18%its sales in 12 months, on a year before

Microsoft's sales grew 18% in the 12 months to Sep 30, 2026, slower than Palantir (+87%), Palo Alto Networks (+24%), CrowdStrike (+24%) and Oracle (+22%).

MSFT sales by business revenue by segment

39%of its sales from Server products and cloud services

Server products and cloud services brought Microsoft 39% of its sales in fiscal 2026; Microsoft 365 Commercial products and cloud services 31%.

Advantage moatIs it hard to copy?some edge

MSFT return on capital ROIC

pretickt analysis28%earned before tax on the money invested in it

Microsoft earned 28% before tax on the capital invested in it in the 12 months to Sep 30, 2026; Palantir 42%, Oracle 12%, Palo Alto Networks 3% and CrowdStrike -13%.

MSFT margin on each sale gross margin

68%left after making the product

Microsoft kept 68% of each sale after making the product in the 12 months to Sep 30, 2026; its competitors' median is 73%.

EconomicsDoes it make good money?very profitable

MSFT margin after costs profit margin

47%of sales left after running the business

Microsoft's operating margin was 47% in the 12 months to Sep 30, 2026, against 42% in fiscal 2023.

MSFT cash generated free cash flow

$59.96Bcash left after investing, last 12 months

Microsoft generated $59.96B of free cash flow in the 12 months to Sep 30, 2026, less than its reported profit.

MSFT profit per share

+32%in its last fiscal year

Microsoft's earnings per share grew 32% in fiscal 2026, to $17.95.

ExecutionDoes it deliver what it promises?delivers

MSFT earnings vs estimates

8 of 8quarters above the analysts' estimate

Microsoft beat the analysts' profit estimate in each of its last 8 quarters, the latest on Oct 28, 2026.

MSFT insider selling

-$103Msold, net, by its executives in 12 months

Microsoft's executives and directors sold a net $103M of shares in the 12 months to Nov 13, 2026 ($105M sold, $1.99M bought).

MSFT number of employees

-2%fewer people in a year

Microsoft had 223,000 employees at the end of fiscal 2026, 2% fewer than a year before.

MSFT CEO pay

$96.5Mfor fiscal 2025, 87% of it in stock and options

Microsoft paid its CEO $96.5M for fiscal 2025, 87% of it in stock and options.

Fragility risksCould something break it?sturdy

MSFT financial health Altman Z-score

9.4Altman Z-score, safe above 3

Microsoft's Altman Z-score is 9.4 (Nov 13, 2026), above 3, where the safe zone starts.

MSFT quality checks Piotroski score

6 of 9checks passed

Microsoft passes 6 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on the current ratio, gross margin and sales for its assets.

MSFT biggest customers

under 10%of sales from any one customer

No customer made 10% of Microsoft's sales in fiscal 2026.

MSFT shareholders institutional ownership

pretickt analysis
  • Vanguard8.8% ▲
  • BlackRock8.2% ▲
  • State Street4.3% ▲
6,616institutions hold it; the largest added shares

6,616 institutions hold 75% of Microsoft's shares (Jun 30, 2026); Vanguard, BlackRock and State Street added shares that quarter.

MSFT in past recessions

pretickt analysis-3%its sales in the worst one

Microsoft's sales fell in 1 of the last 2 US recessions, by as much as 3% in fiscal 2009.

Price valuationIs the price reasonable?below its usual

MSFT price vs profit P/E ratio

27.4×a year's earnings

Microsoft's P/E ratio is 27.4 (Nov 13, 2026), below its 3-year median of 34.0.

MSFT price vs competitors

pretickt analysis27.4×a year's earnings, against its competitors

Investors pay 27.4 times Microsoft's earnings (Nov 13, 2026), more than for Oracle (19.6), less than for Palo Alto Networks (732.4) and Palantir (117.5).

MSFT analysts' target price target

+16%to their average target

Analysts' average price target for Microsoft is $609, 16% above the Nov 13, 2026 close of $523.88.

MSFT analyst ratings, 90 days

pretickt analysis
  • Stifelupgrade
1 up, 0 downratings raised and cut

In the 90 days to Nov 13, 2026, Stifel upgraded Microsoft.

MSFT growth priced in fair value

pretickt analysis+23%a year, for ten years, to be worth the price

At $523.88 a share, Microsoft's free cash flow must grow about 23% a year for ten years to be worth the price (Nov 13, 2026).

What is Microsoft's P/E ratio?

Microsoft's P/E ratio is 27.4 (Nov 13, 2026), below its 3-year median of 34.0. Investors pay 27.4 times Microsoft's earnings (Nov 13, 2026), more than for Oracle (19.6), less than for Palo Alto Networks (732.4) and Palantir (117.5).

Who are Microsoft's biggest competitors?

pretickt compares Microsoft with Palantir, Oracle, Palo Alto Networks and CrowdStrike. Microsoft's sales grew 18% in the 12 months to Sep 30, 2026, slower than Palantir (+87%), Palo Alto Networks (+24%), CrowdStrike (+24%) and Oracle (+22%).

Is Microsoft profitable?

Microsoft's operating margin was 47% in the 12 months to Sep 30, 2026, against 42% in fiscal 2023. Microsoft generated $59.96B of free cash flow in the 12 months to Sep 30, 2026, less than its reported profit.

Are insiders selling Microsoft stock?

Microsoft's executives and directors sold a net $103M of shares in the 12 months to Nov 13, 2026 ($105M sold, $1.99M bought).

How does Microsoft make money?

Server products and cloud services brought Microsoft 39% of its sales in fiscal 2026; Microsoft 365 Commercial products and cloud services 31%.

Who owns Microsoft stock?

6,616 institutions hold 75% of Microsoft's shares (Jun 30, 2026); Vanguard, BlackRock and State Street added shares that quarter.

How many employees does Microsoft have?

Microsoft had 223,000 employees at the end of fiscal 2026, 2% fewer than a year before.

Who are Microsoft's biggest customers?

No customer made 10% of Microsoft's sales in fiscal 2026.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.