pretickt

Is TYL a good stock to buy?

Tyler Technologies, Inc. · end-of-day data as of Nov 13, 2026

Tyler Technologies
TYL · $16.86B
$424.06+0.1%
Nov 13, 2026 · close
$350$400SepOctNov9:3016:003 months +27.6%Nov 13 · close
▲ 5
  • ConsensusBuy · 23
  • FCF yield+4.4%
  • Trendbullish
  • MAs4 of 4
  • MACD1.22
Neutral
  • Earnings in89d
  • P/E53.4x
  • RSI68
  • Support-11.1%
  • Resistance+2.1%
  • Off 52w high-11.9%
  • Volume0.4x
  • Bollingerupper half
  • News0.00
  • PT$426.79 +0.6%
  • Sector→ -15.8%
  • 52w range$271–$482
  • ATR+3.2%
  • Off ATH-35.9%
▼ 3
  • P/E vs own+12.9%
  • P/E vs sector+81.5%
  • Insiders-$14.88M

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Tyler Technologies a good stock to buy?

Tyler Technologies is strong on 3 of the 5 questions about the business. The price is low: 53.4 times its earnings, below its 3-year median of 86.1 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Advantage hard to copy
  3. Economics profitable
  4. Execution mixed
  5. Fragility sturdy
  6. Price below its usual
DemandDo people want more of what it sells?growing

TYL sales growth revenue growth

+8%a year, for the last 3 years

Tyler Technologies' sales grew 8% a year for 3 years, to $2.33B in fiscal 2025.

TYL analysts' forecast revenue estimates

+9%the sales they expect next fiscal year, on the last

Analysts expect Tyler Technologies' sales to grow 9% to $2.55B in fiscal 2026 (18 analysts).

TYL competitors

pretickt analysis+8%its sales in 12 months, on a year before

Tyler Technologies' sales grew 8% in the 12 months to Sep 30, 2026, faster than PTC (0%), slower than Nebius (+461%), Fair Isaac (+27%) and Elastic (+16%).

Advantage moatIs it hard to copy?hard to copy

TYL return on capital ROIC

pretickt analysis11%earned before tax on the money invested in it

Tyler Technologies earned 11% before tax on the capital invested in it in the 12 months to Sep 30, 2026; Fair Isaac 107%, Elastic -3% and Nebius -6%.

EconomicsDoes it make good money?profitable

TYL margin after costs profit margin

16%of sales left after running the business

Tyler Technologies' operating margin was 16% in the 12 months to Sep 30, 2026, against 12% in fiscal 2022.

TYL cash generated free cash flow

$740Mcash left after investing, last 12 months

Tyler Technologies generated $740M of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

TYL profit per share

+19%in its last fiscal year

Tyler Technologies' earnings per share grew 19% in fiscal 2025, to $7.20.

ExecutionDoes it deliver what it promises?mixed

TYL earnings vs estimates

6 of 8quarters above the analysts' estimate

Tyler Technologies beat the analysts' profit estimate in 6 of its last 8 quarters, the latest on Oct 28, 2026.

TYL insider selling

-$18.45Msold, net, by its executives in 12 months

Tyler Technologies' executives and directors sold a net $18.45M of shares in the 12 months to Nov 13, 2026 ($19.15M sold, $694K bought).

TYL number of employees

+5%more people in a year

Tyler Technologies had 7,800 employees at the end of fiscal 2025, 5% more than a year before.

TYL CEO pay

$8.86Mfor fiscal 2025, 92% of it in stock and options

Tyler Technologies paid its CEO $8.86M for fiscal 2025, 92% of it in stock and options.

Fragility risksCould something break it?sturdy

TYL financial health Altman Z-score

4.9Altman Z-score, safe above 3

Tyler Technologies' Altman Z-score is 4.9 (Nov 13, 2026), above 3, where the safe zone starts.

TYL quality checks Piotroski score

8 of 9checks passed

Tyler Technologies passes 8 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on long-term debt.

TYL in past recessions

pretickt analysis+3%its sales in the worst one

Tyler Technologies' sales grew through each of the last 2 US recessions (2008–09 and 2020).

Price valuationIs the price reasonable?below its usual

TYL price vs profit P/E ratio

53.4×a year's earnings

Tyler Technologies' P/E ratio is 53.4 (Nov 13, 2026), below its 3-year median of 86.1.

TYL price vs competitors

pretickt analysis53.4×a year's earnings, against its competitors

Investors pay 53.4 times Tyler Technologies' earnings (Nov 13, 2026), more than for Elastic (24.7), PTC (21.9) or Fair Isaac (19.8).

TYL analysts' target price target

+1%to their average target

Analysts' average price target for Tyler Technologies is $427, 1% above the Nov 13, 2026 close of $424.06.

TYL analyst ratings, 90 days

pretickt analysis
  • Goldman Sachsdowngrade
  • Wells Fargoupgrade
1 up, 1 downratings raised and cut

In the 90 days to Nov 13, 2026, Wells Fargo upgraded Tyler Technologies; Goldman Sachs downgraded it.

TYL growth priced in fair value

pretickt analysis+9%a year, for ten years, to be worth the price

At $424.06 a share, Tyler Technologies' free cash flow must grow about 9% a year for ten years to be worth the price (Nov 13, 2026).

What is Tyler Technologies' P/E ratio?

Tyler Technologies' P/E ratio is 53.4 (Nov 13, 2026), below its 3-year median of 86.1. Investors pay 53.4 times Tyler Technologies' earnings (Nov 13, 2026), more than for Elastic (24.7), PTC (21.9) or Fair Isaac (19.8).

Who are Tyler Technologies' biggest competitors?

pretickt compares Tyler Technologies with Fair Isaac, PTC, Nebius and Elastic. Tyler Technologies' sales grew 8% in the 12 months to Sep 30, 2026, faster than PTC (0%), slower than Nebius (+461%), Fair Isaac (+27%) and Elastic (+16%).

Is Tyler Technologies profitable?

Tyler Technologies' operating margin was 16% in the 12 months to Sep 30, 2026, against 12% in fiscal 2022. Tyler Technologies generated $740M of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

Are insiders selling Tyler Technologies stock?

Tyler Technologies' executives and directors sold a net $18.45M of shares in the 12 months to Nov 13, 2026 ($19.15M sold, $694K bought).

How many employees does Tyler Technologies have?

Tyler Technologies had 7,800 employees at the end of fiscal 2025, 5% more than a year before.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.