pretickt

Is V a good stock to buy?

Visa Inc. · end-of-day data as of Nov 13, 2026

Visa
V · $794B
$425.76+1.3%
Nov 13, 2026 · close
$400SepOctNov9:3016:003 months +17.1%Nov 13 · close
▲ 4
  • ConsensusBuy · 41
  • Trendbullish
  • MAs4 of 4
  • Sector▲ -1.8%
Neutral
  • Earnings in76d
  • P/E34.5x
  • RSI63
  • Support-10.9%
  • Off 52w high-3.7%
  • Volume0.7x
  • Bollingerupper half
  • News
  • FCF yield+2.8%
  • PT$437.60 +2.8%
  • 52w range$294–$442
  • ATR+2.1%
  • Off ATH-3.7%
▼ 4
  • P/E vs own+17.5%
  • P/E vs sector+137.8%
  • Insiders-$48.87M
  • MACD-0.59

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Visa a good stock to buy?

Visa is strong on 3 of the 4 questions about the business. The price is about usual: 34.5 times its earnings, near its 3-year median of 30.6 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Economics very profitable
  3. Execution delivers
  4. Fragility some risks
  5. Price about usual
DemandDo people want more of what it sells?growing

V sales growth revenue growth

+12%a year, for the last 3 years

Visa's sales grew 12% a year for 3 years, to $45.9B in fiscal 2026.

V analysts' forecast revenue estimates

+11%the sales they expect next fiscal year, on the last

Analysts expect Visa's sales to grow 11% to $51.09B in fiscal 2027 (27 analysts).

V competitors

pretickt analysis+15%its sales in 12 months, on a year before

Visa's sales grew 15% in the 12 months to Sep 30, 2026, faster than American Express (+9%) and PayPal (+4%), slower than Capital One (+25%) and Mastercard (+15%).

EconomicsDoes it make good money?very profitable

V margin after costs profit margin

61%of sales left after running the business

Visa's operating margin was 61% in the 12 months to Sep 30, 2026, against 64% in fiscal 2023.

V cash generated free cash flow

$22.06Bcash left after investing, last 12 months

Visa generated $22.06B of free cash flow in the 12 months to Sep 30, 2026, about as much as its reported profit.

V profit per share

+21%in its last fiscal year

Visa's earnings per share grew 21% in fiscal 2026, to $12.33.

ExecutionDoes it deliver what it promises?delivers

V earnings vs estimates

8 of 8quarters above the analysts' estimate

Visa beat the analysts' profit estimate in each of its last 8 quarters, the latest on Oct 27, 2026.

V insider selling

-$117Msold, net, by its executives in 12 months

Visa's executives and directors sold a net $117M of shares in the 12 months to Nov 13, 2026; none bought.

V number of employees

+8%more people in a year

Visa had 34,100 employees at the end of fiscal 2025, 8% more than a year before.

V CEO pay

$31.56Mfor fiscal 2025, 77% of it in stock and options

Visa paid its CEO $31.56M for fiscal 2025, 77% of it in stock and options.

Fragility risksCould something break it?some risks

V biggest customers

11%of sales from its biggest customer

One customer, unnamed in Visa's 10-K, made 11% of its sales in fiscal 2026.

V shareholders institutional ownership

pretickt analysis
  • Vanguard7.5% ▼
  • BlackRock7.2% ▲
  • State Street4.3% ▲
4,733institutions hold it; the largest added shares

4,733 institutions hold 79% of Visa's shares (Jun 30, 2026); BlackRock and State Street added shares that quarter, Vanguard sold some.

V in past recessions

pretickt analysis-5%its sales in the worst one

Visa's sales fell in 1 of the last 2 US recessions, by as much as 5% in fiscal 2020.

Price valuationIs the price reasonable?about usual

V price vs profit P/E ratio

34.5×a year's earnings

Visa's P/E ratio is 34.5 (Nov 13, 2026), near its 3-year median of 30.6.

V price vs assets price to book

22.0×times what its assets are worth on paper

Visa trades at 22.0 times its book value (Nov 13, 2026); its competitors' median is 4.3.

V price vs competitors

pretickt analysis34.5×a year's earnings, against its competitors

Investors pay 34.5 times Visa's earnings (Nov 13, 2026), more than for American Express (18.0), Capital One (11.5) and PayPal (11.3), less than for Mastercard (34.6).

V analysts' target price target

+3%to their average target

Analysts' average price target for Visa is $438, 3% above the Nov 13, 2026 close of $425.76.

V growth priced in fair value

pretickt analysis+15%a year, for ten years, to be worth the price

At $425.76 a share, Visa's free cash flow must grow about 15% a year for ten years to be worth the price (Nov 13, 2026).

What is Visa's P/E ratio?

Visa's P/E ratio is 34.5 (Nov 13, 2026), near its 3-year median of 30.6. Investors pay 34.5 times Visa's earnings (Nov 13, 2026), more than for American Express (18.0), Capital One (11.5) and PayPal (11.3), less than for Mastercard (34.6).

Who are Visa's biggest competitors?

pretickt compares Visa with Mastercard, American Express, Capital One and PayPal. Visa's sales grew 15% in the 12 months to Sep 30, 2026, faster than American Express (+9%) and PayPal (+4%), slower than Capital One (+25%) and Mastercard (+15%).

Is Visa profitable?

Visa's operating margin was 61% in the 12 months to Sep 30, 2026, against 64% in fiscal 2023. Visa generated $22.06B of free cash flow in the 12 months to Sep 30, 2026, about as much as its reported profit.

Are insiders selling Visa stock?

Visa's executives and directors sold a net $117M of shares in the 12 months to Nov 13, 2026; none bought.

Who owns Visa stock?

4,733 institutions hold 79% of Visa's shares (Jun 30, 2026); BlackRock and State Street added shares that quarter, Vanguard sold some.

How many employees does Visa have?

Visa had 34,100 employees at the end of fiscal 2025, 8% more than a year before.

Who are Visa's biggest customers?

One customer, unnamed in Visa's 10-K, made 11% of its sales in fiscal 2026.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.