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Is XYZ a good stock to buy?

Block, Inc. · end-of-day data as of Nov 13, 2026

Block
XYZ · $46.06B
$84.58+2.8%
Nov 13, 2026 · close
$80SepOctNov9:3016:003 months +6.5%Nov 13 · close
▲ 8
  • PT$96.10 +13.6%
  • ConsensusBuy · 48
  • FCF yield+7.5%
  • News
  • Trendbullish
  • MAs4 of 4
  • MA20×50Golden 5d ago
  • MACD0.55
Neutral
  • Earnings in104d
  • P/E114.3x
  • RSI57
  • Support-3.8%
  • Resistance+0.3%
  • Off 52w high-5.4%
  • Volume0.7x
  • Bollingerupper half
  • Sector→ -15.8%
  • 52w range$48–$89
  • ATR+3.9%
  • Off ATH-70.8%
▼ 3
  • P/E vs own+46.0%
  • P/E vs sector+288.5%
  • Insiders-$38.24M

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Block a good stock to buy?

Block is strong on 2 of the 5 questions about the business; weak on advantage and execution. The price is high: 114.3 times its earnings, above its 3-year median of 42.4 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Advantage easy to copy
  3. Economics profits steady
  4. Execution misses
  5. Fragility sturdy
  6. Price expensive
DemandDo people want more of what it sells?growing

XYZ sales growth revenue growth

+11%a year, for the last 3 years

Block's sales grew 11% a year for 3 years, to $24.19B in fiscal 2025.

XYZ analysts' forecast revenue estimates

+8%the sales they expect next fiscal year, on the last

Analysts expect Block's sales to grow 8% to $26.17B in fiscal 2026 (26 analysts).

XYZ competitors

pretickt analysis+7%its sales in 12 months, on a year before

Block's sales grew 7% in the 12 months to Sep 30, 2026, slower than CoreWeave (+130%), Zscaler (+25%), Corpay (+21%) and Okta (+11%).

Advantage moatIs it hard to copy?easy to copy

XYZ margin on each sale gross margin

48%left after making the product

Block kept 48% of each sale after making the product in the 12 months to Sep 30, 2026; its competitors' median is 72%.

EconomicsDoes it make good money?profits steady

XYZ cash generated free cash flow

$3.45Bcash left after investing, last 12 months

Block generated $3.45B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

XYZ profit per share

-54%in its last fiscal year

Block's earnings per share fell 54% in fiscal 2025, to $2.10.

ExecutionDoes it deliver what it promises?misses

XYZ earnings vs estimates

3 of 8quarters above the analysts' estimate

Block beat the analysts' profit estimate in 3 of its last 8 quarters, the latest on Nov 3, 2026.

XYZ insider selling

-$92.52Msold, net, by its executives in 12 months

Block's executives and directors sold a net $92.52M of shares in the 12 months to Nov 13, 2026; none bought.

XYZ number of employees

-10%fewer people in a year

Block had 10,205 employees at the end of fiscal 2025, 10% fewer than a year before.

Fragility risksCould something break it?sturdy

XYZ financial health Altman Z-score

2.7Altman Z-score, safe above 3

Block's Altman Z-score is 2.7 (Nov 13, 2026), between 1.8 and 3, the grey zone.

XYZ quality checks Piotroski score

8 of 9checks passed

Block passes 8 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on return on assets.

XYZ biggest customers

under 10%of sales from any one customer

No customer made 10% of Block's sales in fiscal 2025.

XYZ shareholders institutional ownership

pretickt analysis
  • Vanguard10.0% ▼
  • BlackRock7.0% ▼
  • T. Rowe Price6.6% ▼
1,161institutions hold it; the largest sold shares

1,161 institutions hold 75% of Block's shares (Jun 30, 2026); Vanguard, BlackRock and T. Rowe Price sold some.

Price valuationIs the price reasonable?expensive

XYZ price vs profit P/E ratio

114.3×a year's earnings

Block's P/E ratio is 114.3 (Nov 13, 2026), above its 3-year median of 42.4.

XYZ price vs competitors

pretickt analysis114.3×a year's earnings, against its competitors

Investors pay 114.3 times Block's earnings (Nov 13, 2026), more than for Okta (110.2) or Corpay (25.4).

XYZ analysts' target price target

+14%to their average target

Analysts' average price target for Block is $96.10, 14% above the Nov 13, 2026 close of $84.58.

XYZ analyst ratings, 90 days

pretickt analysis
  • StoneXupgrade
  • Morgan Stanleydowngrade
1 up, 1 downratings raised and cut

In the 90 days to Nov 13, 2026, StoneX upgraded Block; Morgan Stanley downgraded it.

XYZ growth priced in fair value

pretickt analysis+1%a year, for ten years, to be worth the price

At $84.58 a share, Block's free cash flow must grow about 1% a year for ten years to be worth the price (Nov 13, 2026).

What is Block's P/E ratio?

Block's P/E ratio is 114.3 (Nov 13, 2026), above its 3-year median of 42.4. Investors pay 114.3 times Block's earnings (Nov 13, 2026), more than for Okta (110.2) or Corpay (25.4).

Who are Block's biggest competitors?

pretickt compares Block with Zscaler, Okta, Corpay and CoreWeave. Block's sales grew 7% in the 12 months to Sep 30, 2026, slower than CoreWeave (+130%), Zscaler (+25%), Corpay (+21%) and Okta (+11%).

Are insiders selling Block stock?

Block's executives and directors sold a net $92.52M of shares in the 12 months to Nov 13, 2026; none bought.

Who owns Block stock?

1,161 institutions hold 75% of Block's shares (Jun 30, 2026); Vanguard, BlackRock and T. Rowe Price sold some.

How many employees does Block have?

Block had 10,205 employees at the end of fiscal 2025, 10% fewer than a year before.

Who are Block's biggest customers?

No customer made 10% of Block's sales in fiscal 2025.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.