pretickt

Is PHM a good stock to buy?

PulteGroup, Inc. · end-of-day data as of Nov 13, 2026

PulteGroup
PHM · $23.38B
$127.01+0.1%
Nov 13, 2026 · close
$110$120$130SepOctNov9:3016:003 months +1.0%Nov 13 · close
▲ 6
  • PT$139.31 +9.7%
  • ConsensusBuy · 18
  • P/E vs sector-33.0%
  • FCF yield+5.6%
  • MAs4 of 4
  • MA20×50Golden 6d ago
Neutral
  • Earnings in83d
  • P/E13.6x
  • RSI53
  • Support-2.7%
  • Resistance+2.6%
  • Off 52w high-12.1%
  • Volume0.6x
  • Bollingerupper half
  • News0.00
  • Trendsideways
  • Sector→ -0.7%
  • 52w range$107–$145
  • ATR+3.5%
  • Off ATH-15.0%
  • InsidersNone in 90d
▼ 2
  • P/E vs own+12.6%
  • MACD-0.04

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is PulteGroup a good stock to buy?

PulteGroup is in between on every question about the business. The price is high: 13.6 times its earnings, above its 3-year median of 9.9 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand steady
  2. Advantage some edge
  3. Economics profitable
  4. Execution mixed
  5. Fragility some risks
  6. Price expensive
DemandDo people want more of what it sells?steady

PHM sales growth revenue growth

+2%a year, for the last 3 years

PulteGroup's sales grew 2% a year for 3 years, to $17.31B in fiscal 2025.

PHM analysts' forecast revenue estimates

-10%the sales they expect next fiscal year, on the last

Analysts expect PulteGroup's sales to fall 10% to $15.58B in fiscal 2026 (10 analysts).

PHM peers

pretickt analysis-9%its sales in 12 months, on a year before

PulteGroup's sales fell 9% in the 12 months to Sep 30, 2026; Ralph Lauren's grew 13%, D.R. Horton's fell 4%, Lennar's fell 8% and NVR's fell 10%.

PHM sales by business revenue by segment

98%of its sales from Home Building

Home Building brought PulteGroup 98% of its sales in fiscal 2025; Financial Service 2%.

Advantage moatIs it hard to copy?some edge

PHM return on capital ROIC

pretickt analysis16%earned before tax on the money invested in it

PulteGroup earned 16% before tax on the capital invested in it in the 12 months to Sep 30, 2026; NVR 39%, Ralph Lauren 32%, D.R. Horton 14% and Lennar 7%.

PHM margin on each sale gross margin

24%left after making the product

PulteGroup kept 24% of each sale after making the product in the 12 months to Sep 30, 2026; its peers' median is 22%.

EconomicsDoes it make good money?profitable

PHM margin after costs profit margin

14%of sales left after running the business

PulteGroup's operating margin was 14% in the 12 months to Sep 30, 2026, against 21% in fiscal 2022.

PHM cash generated free cash flow

$1.3Bcash left after investing, last 12 months

PulteGroup generated $1.3B of free cash flow in the 12 months to Sep 30, 2026, less than its reported profit.

PHM profit per share

-24%in its last fiscal year

PulteGroup's earnings per share fell 24% in fiscal 2025, to $11.12.

ExecutionDoes it deliver what it promises?mixed

PHM earnings vs estimates

5 of 8quarters above the analysts' estimate

PulteGroup beat the analysts' profit estimate in 5 of its last 8 quarters, the latest on Oct 22, 2026.

PHM insider selling

-$26.41Msold, net, by its executives in 12 months

PulteGroup's executives and directors sold a net $26.41M of shares in the 12 months to Nov 13, 2026; none bought.

PHM number of employees

-4%fewer people in a year

PulteGroup had 6,506 employees at the end of fiscal 2025, 4% fewer than a year before.

PHM CEO pay

$15.39Mfor fiscal 2025, 59% of it in stock and options

PulteGroup paid its CEO $15.39M for fiscal 2025, 59% of it in stock and options.

Fragility risksCould something break it?some risks

PHM financial health Altman Z-score

5.5Altman Z-score, safe above 3

PulteGroup's Altman Z-score is 5.5 (Nov 13, 2026), above 3, where the safe zone starts.

PHM quality checks Piotroski score

4 of 9checks passed

PulteGroup passes 4 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on return on assets, cash against profit, long-term debt, gross margin and sales for its assets.

PHM shareholders institutional ownership

pretickt analysis
  • Vanguard10.8% ▼
  • BlackRock9.8% ▼
  • Franklin Templeton8.1% ▲
1,086institutions hold it; the largest sold shares

1,086 institutions hold 94% of PulteGroup's shares (Jun 30, 2026); Franklin Templeton added shares that quarter, Vanguard and BlackRock sold some.

PHM in past recessions

pretickt analysis-35%its sales in the worst one

PulteGroup's sales fell in 1 of the last 2 US recessions, by as much as 35% in fiscal 2007.

Price valuationIs the price reasonable?expensive

PHM price vs profit P/E ratio

13.6×a year's earnings

PulteGroup's P/E ratio is 13.6 (Nov 13, 2026), above its 3-year median of 9.9.

PHM price vs peers

pretickt analysis13.6×a year's earnings, against its peers

Investors pay 13.6 times PulteGroup's earnings (Nov 13, 2026), less than for Ralph Lauren (22.2), NVR (16.2), Lennar (15.8) or D.R. Horton (14.4).

PHM analysts' target price target

+10%to their average target

Analysts' average price target for PulteGroup is $139, 10% above the Nov 13, 2026 close of $127.01.

PHM analyst ratings, 90 days

pretickt analysis
  • Wolfe Researchupgrade
1 up, 0 downratings raised and cut

In the 90 days to Nov 13, 2026, Wolfe Research upgraded PulteGroup.

PHM growth priced in fair value

pretickt analysis+6%a year, for ten years, to be worth the price

At $127.01 a share, PulteGroup's free cash flow must grow about 6% a year for ten years to be worth the price (Nov 13, 2026).

What is PulteGroup's P/E ratio?

PulteGroup's P/E ratio is 13.6 (Nov 13, 2026), above its 3-year median of 9.9. Investors pay 13.6 times PulteGroup's earnings (Nov 13, 2026), less than for Ralph Lauren (22.2), NVR (16.2), Lennar (15.8) or D.R. Horton (14.4).

Is PulteGroup profitable?

PulteGroup's operating margin was 14% in the 12 months to Sep 30, 2026, against 21% in fiscal 2022. PulteGroup generated $1.3B of free cash flow in the 12 months to Sep 30, 2026, less than its reported profit.

Are insiders selling PulteGroup stock?

PulteGroup's executives and directors sold a net $26.41M of shares in the 12 months to Nov 13, 2026; none bought.

How does PulteGroup make money?

Home Building brought PulteGroup 98% of its sales in fiscal 2025; Financial Service 2%.

Who owns PulteGroup stock?

1,086 institutions hold 94% of PulteGroup's shares (Jun 30, 2026); Franklin Templeton added shares that quarter, Vanguard and BlackRock sold some.

How many employees does PulteGroup have?

PulteGroup had 6,506 employees at the end of fiscal 2025, 4% fewer than a year before.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.