Is PYPL a good stock to buy?
PayPal Holdings, Inc. · end-of-day data as of Nov 13, 2026
- P/E vs sector-22.1%
- FCF yield+12.8%
- MAs4 of 4
- MACD0.02
- Sector▲ -1.8%
- Earnings in81d
- P/E11.3x
- RSI58
- Support-3.6%
- Resistance+0.7%
- Off 52w high-8.3%
- Volume0.8x
- Bollingerupper half
- News
- ConsensusHold · 44
- 52w range$38–$65
- ATR+2.6%
- Off ATH-80.9%
- PT$55.97 -5.6%
- P/E vs own+20.8%
- Insiders-$768K
- Trendbearish
Updates with the 15-min delayed price. Not a forecast or investment advice.
Is PayPal a good stock to buy?
PayPal is strong on 2 of the 4 questions about the business. The price is low: 11.3 times its earnings, below its 3-year median of 14.3 (Nov 13, 2026). pretickt does not say whether to buy or sell.
PYPL sales growth revenue growth
+6%a year, for the last 3 yearsPayPal's sales grew 6% a year for 3 years, to $33.17B in fiscal 2025.
PYPL analysts' forecast revenue estimates
+4%the sales they expect next fiscal year, on the lastAnalysts expect PayPal's sales to grow 4% to $34.53B in fiscal 2026 (30 analysts).
PYPL competitors
pretickt analysis+4%its sales in 12 months, on a year before
PayPal's sales grew 4% in the 12 months to Sep 30, 2026, faster than Synchrony Financial (-2%), slower than Global Payments (+29%), Capital One (+25%) and American Express (+9%).
PYPL sales by business revenue by segment
90%of its sales from Transaction RevenueTransaction Revenue brought PayPal 90% of its sales in fiscal 2025; Other Value Added Services 10%.
PYPL margin after costs profit margin
18%of sales left after running the businessPayPal's operating margin was 18% in the 12 months to Sep 30, 2026, against 14% in fiscal 2022.
PYPL cash generated free cash flow
$6.3Bcash left after investing, last 12 monthsPayPal generated $6.3B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.
PYPL earnings vs estimates
7 of 8quarters above the analysts' estimatePayPal beat the analysts' profit estimate in 7 of its last 8 quarters, the latest on Oct 27, 2026.
PYPL insider selling
-$5.87Msold, net, by its executives in 12 monthsPayPal's executives and directors sold a net $5.87M of shares in the 12 months to Nov 13, 2026 ($6.12M sold, $255K bought).
PYPL number of employees
-2%fewer people in a yearPayPal had 23,800 employees at the end of fiscal 2025, 2% fewer than a year before.
PYPL CEO pay
$6.66Mfor fiscal 2024, 0% of it in stock and optionsPayPal paid its CEO $6.66M for fiscal 2024, 0% of it in stock and options.
PYPL biggest customers
under 10%of sales from any one customerNo customer made 10% of PayPal's sales in fiscal 2025.
PYPL price vs profit P/E ratio
11.3×a year's earningsPayPal's P/E ratio is 11.3 (Nov 13, 2026), below its 3-year median of 14.3.
PYPL price vs assets price to book
2.5×times what its assets are worth on paperPayPal trades at 2.5 times its book value (Nov 13, 2026); its competitors' median is 1.2.
PYPL price vs competitors
pretickt analysis11.3×a year's earnings, against its competitorsInvestors pay 11.3 times PayPal's earnings (Nov 13, 2026), more than for Synchrony Financial (7.5), less than for American Express (18.0) and Capital One (11.5).
PYPL analysts' target price target
-6%to their average targetAnalysts' average price target for PayPal is $55.97, 6% below the Nov 13, 2026 close of $59.28.
PYPL analyst ratings, 90 days
pretickt analysisBarclaysdowngrade
In the 90 days to Nov 13, 2026, Barclays downgraded PayPal.
PYPL growth priced in fair value
pretickt analysis-6%a year, for ten years, and still worth the priceAt $59.28 a share, PayPal's free cash flow could shrink about 6% a year for ten years and still be worth the price (Nov 13, 2026).
What is PayPal's P/E ratio?
PayPal's P/E ratio is 11.3 (Nov 13, 2026), below its 3-year median of 14.3. Investors pay 11.3 times PayPal's earnings (Nov 13, 2026), more than for Synchrony Financial (7.5), less than for American Express (18.0) and Capital One (11.5).
Who are PayPal's biggest competitors?
pretickt compares PayPal with Global Payments, Synchrony Financial, Capital One and American Express. PayPal's sales grew 4% in the 12 months to Sep 30, 2026, faster than Synchrony Financial (-2%), slower than Global Payments (+29%), Capital One (+25%) and American Express (+9%).
Is PayPal profitable?
PayPal's operating margin was 18% in the 12 months to Sep 30, 2026, against 14% in fiscal 2022. PayPal generated $6.3B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.
Are insiders selling PayPal stock?
PayPal's executives and directors sold a net $5.87M of shares in the 12 months to Nov 13, 2026 ($6.12M sold, $255K bought).
How does PayPal make money?
Transaction Revenue brought PayPal 90% of its sales in fiscal 2025; Other Value Added Services 10%.
How many employees does PayPal have?
PayPal had 23,800 employees at the end of fiscal 2025, 2% fewer than a year before.
Who are PayPal's biggest customers?
No customer made 10% of PayPal's sales in fiscal 2025.
From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.