Synchrony Financial (SYF)
Financial Services · end-of-day data as of Oct 16, 2026
The average 12-month analyst price target for SYF is $89.98, 22.1% above the last close of $73.68 on Oct 16, 2026; targets range from $79.18 to $104.90. Rating consensus: Buy.
Snapshot
- P/E7.5x
- P/E vs sector-46.9%
- P/E vs own-4.3%
- Target upside+22.1%
- ConsensusBuy
- Market cap$23.97B
- FCF yield+40.4%
- Insiders-$847K
- Earnings in4d
- News1.00
Why it moved
Synchrony Financial (SYF) fell 0.5% on Oct 16, 2026.
The market (SPY) fell 1.1%; Financial Services stocks rose 0.3%. Most of the move came from its sector.
1 story on the day (30-day average 0.6).
Market = SPY. Sector = equal-weight average of the tracked companies in the same sector, net of the market.
Price and events
Last close $73.68 · +6.6% over 1y · E earnings · D dividend · S split · A analyst rating change
Technicals
- Trendsideways
- Sector▲ -3.9%
- MAs20▲ 50▼ 100▼ 200▲
- Above MAs2 of 4 above
- MA20×50—
- RSI50
- Support-3.8%
- Resistance+0.8%
- Off 52w high-15.7%
- Off ATH-15.7%
- 52w range$73.68
- Bollingerupper half
- MACD0.37
- ATR+2.6%
- Volume1.2x
Analyst price targets
17 firms with a target in the last 12 months · last close $73.68 · as of Oct 16, 2026
Strong buy 4 · Buy 12 · Hold 8 · Sell 0 · Strong sell 0
Revenue and free cash flow
Q2 FY2026: Revenue -0.4% year over year, free cash flow 51.6% of revenue, operating margin 25.3%.
| Q2 FY2026 | Jun 30, 2026 | $4.69B | 2.59 | $2.42B | 53.6% | 25.3% | 18.9% |
| Q1 FY2026 | Mar 31, 2026 | $4.67B | 2.27 | $2.18B | 50.6% | 22.4% | 17.3% |
| Q4 FY2025 | Dec 31, 2025 | $4.77B | 2.04 | $2.45B | 49.3% | 20.0% | 15.8% |
| Q3 FY2025 | Sep 30, 2025 | $4.83B | 2.86 | $2.64B | 55.4% | 29.6% | 22.3% |
| Q2 FY2025 | Jun 30, 2025 | $4.71B | 2.50 | $2.56B | 53.1% | 26.7% | 20.5% |
| Q1 FY2025 | Mar 31, 2025 | $4.8B | 1.89 | $2.2B | 46.4% | 20.5% | 15.8% |
| Q4 FY2024 | Dec 31, 2024 | $4.92B | 1.91 | $2.35B | 45.5% | 19.8% | 15.7% |
| Q3 FY2024 | Sep 30, 2024 | $4.99B | 1.94 | $2.76B | 44.4% | 20.6% | 15.8% |
Peers
| 20D | ||||||||
|---|---|---|---|---|---|---|---|---|
| 1 |  | $402.61 | +0.7% | 0.0% | +3.4% | 34.2 | $752B | |
| 2 |  | $617.42 | +0.2% | 0.0% | +8.2% | 34.0 | $541B | |
| 3 |  | $313.59 | -0.1% | -17.6% | +15.8% | 19.0 | $212B | |
| 4 |  | $201.74 | +1.4% | -20.9% | +27.0% | 12.5 | $124B | |
| 5 |  | $56.70 | -0.8% | -21.5% | -5.1% | 10.7 | $48.5B | |
| 6 | | $73.68 | -0.5% | -15.7% | +22.1% | 7.5 | $23.97B | |
| 7 |  | $27.45 | +0.5% | -14.4% | +13.8% | 10.8 | $23.39B | |
| 8 |  | $83.67 | -0.6% | -11.5% | +20.4% | — | $22.14B |
Data as of Oct 16, 2026 close.
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