Is SYF a good stock to buy?
Synchrony Financial · end-of-day data as of Nov 13, 2026
- PT$89.05 +23.3%
- ConsensusBuy · 23
- P/E vs sector-48.1%
- FCF yield+42.5%
- News
- MA20×50Golden 4d ago
- Sector▲ -1.8%
- Earnings in74d
- P/E7.5x
- RSI44
- Support-2.3%
- Resistance+2.4%
- Off 52w high-18.6%
- Volume1.4x
- Bollingerlower half
- P/E vs own-3.4%
- Trendsideways
- 52w range$63–$89
- ATR+3.1%
- Off ATH-18.6%
- InsidersNone in 90d
- MAs0 of 4
- MACD-0.34
Updates with the 15-min delayed price. Not a forecast or investment advice.
Is Synchrony Financial a good stock to buy?
Synchrony Financial is strong on 1 of the 3 questions about the business; weak on fragility. The price is about usual: 7.5 times its earnings, near its 3-year median of 7.4 (Nov 13, 2026). pretickt does not say whether to buy or sell.
SYF earnings vs estimates
7 of 8quarters above the analysts' estimateSynchrony Financial beat the analysts' profit estimate in 7 of its last 8 quarters, the latest on Oct 20, 2026.
SYF insider selling
-$41.66Msold, net, by its executives in 12 monthsSynchrony Financial's executives and directors sold a net $41.66M of shares in the 12 months to Nov 13, 2026; none bought.
SYF number of employees
0%about as many people as a year beforeSynchrony Financial had 20,000 employees at the end of fiscal 2025, about as many as a year before.
SYF biggest customers
54%of sales from its 5 biggest customersAmazon, Lowe's, PayPal, Sam's Club and TJX Companies made 54% of Synchrony Financial's sales in fiscal 2025.
SYF price vs profit P/E ratio
7.5×a year's earningsSynchrony Financial's P/E ratio is 7.5 (Nov 13, 2026), near its 3-year median of 7.4.
SYF price vs assets price to book
1.4×times what its assets are worth on paperSynchrony Financial trades at 1.4 times its book value (Nov 13, 2026); its competitors' median is 1.8.
SYF price vs competitors
pretickt analysis7.5×a year's earnings, against its competitors
Investors pay 7.5 times Synchrony Financial's earnings (Nov 13, 2026), less than for American Express (18.0), Capital One (11.5) or PayPal (11.3).
SYF analysts' target price target
+23%to their average targetAnalysts' average price target for Synchrony Financial is $89.05, 23% above the Nov 13, 2026 close of $72.25.
SYF analyst ratings, 90 days
pretickt analysisEvercore ISI Groupdowngrade
In the 90 days to Nov 13, 2026, Evercore ISI Group downgraded Synchrony Financial.
What is Synchrony Financial's P/E ratio?
Synchrony Financial's P/E ratio is 7.5 (Nov 13, 2026), near its 3-year median of 7.4. Investors pay 7.5 times Synchrony Financial's earnings (Nov 13, 2026), less than for American Express (18.0), Capital One (11.5) or PayPal (11.3).
Who are Synchrony Financial's biggest competitors?
pretickt compares Synchrony Financial with Global Payments, PayPal, Capital One and American Express.
Are insiders selling Synchrony Financial stock?
Synchrony Financial's executives and directors sold a net $41.66M of shares in the 12 months to Nov 13, 2026; none bought.
How many employees does Synchrony Financial have?
Synchrony Financial had 20,000 employees at the end of fiscal 2025, about as many as a year before.
Who are Synchrony Financial's biggest customers?
Amazon, Lowe's, PayPal, Sam's Club and TJX Companies made 54% of Synchrony Financial's sales in fiscal 2025.
From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.