When does Synchrony Financial report earnings?

Synchrony Financial · end-of-day data as of Nov 13, 2026

Synchrony Financial

SYF · $22.5B

$72.25+0.8%

Nov 13, 2026 · close

▲ 7

PT$89.05 +23.3%
ConsensusBuy · 23
P/E vs sector-48.1%
FCF yield+42.5%
News
MA20×50Golden 4d ago
Sector▲ -1.8%

Neutral

Earnings in74d
P/E7.5x
RSI44
Support-2.3%
Resistance+2.4%
Off 52w high-18.6%
Volume1.4x
Bollingerlower half
P/E vs own-3.4%
Trendsideways
52w range$63–$89
ATR+3.1%
Off ATH-18.6%
InsidersNone in 90d

▼ 2

MAs0 of 4
MACD-0.34

Updates with the 15-min delayed price. Not a forecast or investment advice.

Synchrony Financial SYF reports its next earnings on Tuesday, Jan 26, 2027, before the open, an estimated date the company has not confirmed yet. Analysts expect EPS of $2.00 on revenue of $3.9B. Synchrony Financial beat the EPS estimate in 6 of its last 8 reports, and the stock moved ±2.5% on average the session after. The last report, on Oct 20, 2026: EPS of $2.68 against $2.42 expected and revenue of $3.82B against $3.81B; the stock fell 1.2% the next session.

The stock around its reports

Last close $72.25 · +14.0% over 2y · E earnings · D dividend · S split · A analyst rating change

Quarterly results

Q3 FY2026: Revenue -0.8% year over year, free cash flow 52.1% of revenue, operating margin 24.6%.

RevenueFree cash flow


Q3 FY2026	Sep 30, 2026	$4.8B	2.68	$2.5B	53.2%	24.6%	18.6%
Q2 FY2026	Jun 30, 2026	$4.69B	2.59	$2.42B	53.6%	25.3%	18.9%
Q1 FY2026	Mar 31, 2026	$4.67B	2.27	$2.18B	50.6%	22.4%	17.3%
Q4 FY2025	Dec 31, 2025	$4.77B	2.04	$2.45B	49.3%	20.0%	15.8%
Q3 FY2025	Sep 30, 2025	$4.83B	2.86	$2.64B	55.4%	29.6%	22.3%
Q2 FY2025	Jun 30, 2025	$4.71B	2.50	$2.56B	53.1%	26.7%	20.5%
Q1 FY2025	Mar 31, 2025	$4.8B	1.89	$2.2B	46.4%	20.5%	15.8%
Q4 FY2024	Dec 31, 2024	$4.92B	1.91	$2.35B	45.5%	19.8%	15.7%