pretickt

Is TRV a good stock to buy?

The Travelers Companies, Inc. · end-of-day data as of Nov 13, 2026

Travelers
TRV · $82.64B
$403.230.0%
Nov 13, 2026 · close
$360$380$400SepOctNov9:3016:003 months +10.0%Nov 13 · close
▲ 5
  • P/E vs sector-27.2%
  • FCF yield+12.9%
  • Trendbullish
  • MAs4 of 4
  • Sector▲ -1.8%
Neutral
  • Earnings in68d
  • P/E10.6x
  • RSI60
  • Support-2.7%
  • Resistance+1.0%
  • Off 52w high-3.5%
  • Volume0.9x
  • Bollingerupper half
  • News1.00
  • ConsensusHold · 29
  • 52w range$268–$418
  • ATR+2.2%
  • Off ATH-3.5%
▼ 4
  • PT$364.90 -9.5%
  • P/E vs own+13.1%
  • Insiders-$77.82M
  • MACD-0.64

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Travelers a good stock to buy?

Travelers is strong on 4 of the 4 questions about the business. The price is about usual: 10.6 times its earnings, near its 3-year median of 11.5 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Economics very profitable
  3. Execution delivers
  4. Fragility sturdy
  5. Price about usual
DemandDo people want more of what it sells?growing

TRV sales growth revenue growth

+10%a year, for the last 3 years

Travelers' sales grew 10% a year for 3 years, to $48.83B in fiscal 2025.

TRV competitors

pretickt analysis+1%its sales in 12 months, on a year before

Travelers' sales grew 1% in the 12 months to Sep 30, 2026, slower than Cincinnati Financial (+10%), Progressive (+8%), Chubb (+6%) and Allstate (+5%).

EconomicsDoes it make good money?very profitable

TRV margin after costs profit margin

22%of sales left after running the business

Travelers' operating margin was 22% in the 12 months to Sep 30, 2026, against 9% in fiscal 2022.

TRV cash generated free cash flow

$10.68Bcash left after investing, last 12 months

Travelers generated $10.68B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

TRV profit per share

+28%in its last fiscal year

Travelers' earnings per share grew 28% in fiscal 2025, to $27.53.

ExecutionDoes it deliver what it promises?delivers

TRV earnings vs estimates

5 of 5quarters above the analysts' estimate

Travelers beat the analysts' profit estimate in all 5 quarters, the latest on Oct 16, 2026; 3 quarters with one-time gains or charges are left out.

TRV insider selling

-$167Msold, net, by its executives in 12 months

Travelers' executives and directors sold a net $167M of shares in the 12 months to Nov 13, 2026; none bought.

TRV number of employees

0%about as many people as a year before

Travelers had 34,000 employees at the end of fiscal 2025, about as many as a year before.

Fragility risksCould something break it?sturdy

TRV biggest customers

under 10%of sales from any one customer

No customer made 10% of Travelers' sales in fiscal 2025.

TRV shareholders institutional ownership

pretickt analysis
  • Vanguard10.5% ▲
  • BlackRock10.0% ▼
  • State Street7.3% ▼
1,900institutions hold it; the largest sold shares

1,900 institutions hold 87% of Travelers' shares (Jun 30, 2026); Vanguard added shares that quarter, BlackRock and State Street sold some.

TRV in past recessions

pretickt analysis-6%its sales in the worst one

Travelers' sales fell in 1 of the last 2 US recessions, by as much as 6% in fiscal 2008.

Price valuationIs the price reasonable?about usual

TRV price vs profit P/E ratio

10.6×a year's earnings

Travelers' P/E ratio is 10.6 (Nov 13, 2026), near its 3-year median of 11.5.

TRV price vs assets price to book

2.9×times what its assets are worth on paper

Travelers trades at 2.9 times its book value (Nov 13, 2026); its competitors' median is 2.0.

TRV price vs competitors

pretickt analysis10.6×a year's earnings, against its competitors

Investors pay 10.6 times Travelers' earnings (Nov 13, 2026), more than for Allstate (6.1), less than for Chubb (13.1), Progressive (11.9) and Cincinnati Financial (11.1).

TRV analysts' target price target

-10%to their average target

Analysts' average price target for Travelers is $365, 10% below the Nov 13, 2026 close of $403.23.

TRV growth priced in fair value

pretickt analysis-6%a year, for ten years, and still worth the price

At $403.23 a share, Travelers' free cash flow could shrink about 6% a year for ten years and still be worth the price (Nov 13, 2026).

What is Travelers' P/E ratio?

Travelers' P/E ratio is 10.6 (Nov 13, 2026), near its 3-year median of 11.5. Investors pay 10.6 times Travelers' earnings (Nov 13, 2026), more than for Allstate (6.1), less than for Chubb (13.1), Progressive (11.9) and Cincinnati Financial (11.1).

Who are Travelers' biggest competitors?

pretickt compares Travelers with Allstate, Progressive, Chubb and Cincinnati Financial. Travelers' sales grew 1% in the 12 months to Sep 30, 2026, slower than Cincinnati Financial (+10%), Progressive (+8%), Chubb (+6%) and Allstate (+5%).

Is Travelers profitable?

Travelers' operating margin was 22% in the 12 months to Sep 30, 2026, against 9% in fiscal 2022. Travelers generated $10.68B of free cash flow in the 12 months to Sep 30, 2026, more than its reported profit.

Are insiders selling Travelers stock?

Travelers' executives and directors sold a net $167M of shares in the 12 months to Nov 13, 2026; none bought.

Who owns Travelers stock?

1,900 institutions hold 87% of Travelers' shares (Jun 30, 2026); Vanguard added shares that quarter, BlackRock and State Street sold some.

How many employees does Travelers have?

Travelers had 34,000 employees at the end of fiscal 2025, about as many as a year before.

Who are Travelers' biggest customers?

No customer made 10% of Travelers' sales in fiscal 2025.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.