Is UNP a good stock to buy?
Union Pacific Corporation · end-of-day data as of Nov 13, 2026
- PT$325.00 +7.5%
- ConsensusBuy · 26
- P/E vs sector-13.9%
- MAs4 of 4
- MA20×50Golden 10d ago
- Earnings in74d
- P/E23.6x
- RSI57
- Support-3.8%
- Resistance+1.8%
- Off 52w high-4.3%
- Volume0.9x
- Bollingerupper half
- News0.00
- FCF yield+3.7%
- Trendsideways
- 52w range$220–$316
- ATR+2.1%
- Off ATH-4.3%
- InsidersNone in 90d
- P/E vs own+14.2%
- MACD-0.20
- Sector▼ -11.7%
Updates with the 15-min delayed price. Not a forecast or investment advice.
Is Union Pacific a good stock to buy?
Union Pacific is strong on 2 of the 5 questions about the business; weak on demand. The price is about usual: 23.6 times its earnings, near its 3-year median of 21.2 (Nov 13, 2026). pretickt does not say whether to buy or sell.
- Demand shrinking
- Advantage some edge
- Economics very profitable
- Execution mixed
- Fragility sturdy
- Price about usual
UNP sales growth revenue growth
0%a year, for the last 3 yearsUnion Pacific's sales fell 0% a year for 3 years, to $24.51B in fiscal 2025.
UNP analysts' forecast revenue estimates
+12%the sales they expect next fiscal year, on the lastAnalysts expect Union Pacific's sales to grow 12% to $27.42B in fiscal 2026 (17 analysts).
UNP peers
pretickt analysis+7%its sales in 12 months, on a year before
Union Pacific's sales grew 7% in the 12 months to Sep 30, 2026, faster than Norfolk Southern (+6%) and CSX (+6%), slower than Wabtec (+13%) and Deere (+10%).
UNP sales by business revenue by segment
35%of its sales from IndustrialIndustrial brought Union Pacific 35% of its sales in fiscal 2025; Bulk 31%.
UNP return on capital ROIC
pretickt analysis21%earned before tax on the money invested in itUnion Pacific earned 21% before tax on the capital invested in it in the 12 months to Sep 30, 2026; CSX 17%, Norfolk Southern 13%, Wabtec 12% and Deere 11%.
UNP margin on each sale gross margin
44%left after making the productUnion Pacific kept 44% of each sale after making the product in the 12 months to Sep 30, 2026; its peers' median is 36%.
UNP margin after costs profit margin
40%of sales left after running the businessUnion Pacific's operating margin was 40% in the 12 months to Sep 30, 2026, against 40% in fiscal 2022.
UNP cash generated free cash flow
$6.69Bcash left after investing, last 12 monthsUnion Pacific generated $6.69B of free cash flow in the 12 months to Sep 30, 2026, less than its reported profit.
UNP earnings vs estimates
6 of 8quarters above the analysts' estimateUnion Pacific beat the analysts' profit estimate in 6 of its last 8 quarters, the latest on Oct 22, 2026.
UNP insider selling
-$5.03Msold, net, by its executives in 12 monthsUnion Pacific's executives and directors sold a net $5.03M of shares in the 12 months to Nov 13, 2026; none bought.
UNP number of employees
-10%fewer people in a yearUnion Pacific had 29,287 employees at the end of fiscal 2025, 10% fewer than a year before.
UNP CEO pay
$20.3Mfor fiscal 2025, 74% of it in stock and optionsUnion Pacific paid its CEO $20.3M for fiscal 2025, 74% of it in stock and options.
UNP financial health Altman Z-score
4.4Altman Z-score, safe above 3Union Pacific's Altman Z-score is 4.4 (Nov 13, 2026), above 3, where the safe zone starts.
UNP quality checks Piotroski score
8 of 9checks passedUnion Pacific passes 8 of the 9 Piotroski checks in the 12 months to Sep 30, 2026; it misses on gross margin.
UNP in past recessions
pretickt analysis-21%its sales in the worst oneUnion Pacific's sales fell in each of the last 2 US recessions, by as much as 21% in fiscal 2009.
UNP price vs profit P/E ratio
23.6×a year's earningsUnion Pacific's P/E ratio is 23.6 (Nov 13, 2026), near its 3-year median of 21.2.
UNP price vs peers
pretickt analysis23.6×a year's earnings, against its peersInvestors pay 23.6 times Union Pacific's earnings (Nov 13, 2026), less than for Deere (37.4), Wabtec (37.0), Norfolk Southern (27.5) or CSX (27.0).
UNP analysts' target price target
+7%to their average targetAnalysts' average price target for Union Pacific is $325, 7% above the Nov 13, 2026 close of $302.44.
UNP analyst ratings, 90 days
pretickt analysisUBSupgrade Bairddowngrade
In the 90 days to Nov 13, 2026, UBS upgraded Union Pacific; Baird downgraded it.
UNP growth priced in fair value
pretickt analysis+11%a year, for ten years, to be worth the priceAt $302.44 a share, Union Pacific's free cash flow must grow about 11% a year for ten years to be worth the price (Nov 13, 2026).
What is Union Pacific's P/E ratio?
Union Pacific's P/E ratio is 23.6 (Nov 13, 2026), near its 3-year median of 21.2. Investors pay 23.6 times Union Pacific's earnings (Nov 13, 2026), less than for Deere (37.4), Wabtec (37.0), Norfolk Southern (27.5) or CSX (27.0).
Is Union Pacific profitable?
Union Pacific's operating margin was 40% in the 12 months to Sep 30, 2026, against 40% in fiscal 2022. Union Pacific generated $6.69B of free cash flow in the 12 months to Sep 30, 2026, less than its reported profit.
Are insiders selling Union Pacific stock?
Union Pacific's executives and directors sold a net $5.03M of shares in the 12 months to Nov 13, 2026; none bought.
How does Union Pacific make money?
Industrial brought Union Pacific 35% of its sales in fiscal 2025; Bulk 31%.
Who owns Union Pacific stock?
2,976 institutions hold 90% of Union Pacific's shares (Jun 30, 2026); Vanguard, BlackRock and Capital Group added shares that quarter.
How many employees does Union Pacific have?
Union Pacific had 29,287 employees at the end of fiscal 2025, 10% fewer than a year before.
From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.