pretickt

Is PGR a good stock to buy?

The Progressive Corporation · end-of-day data as of Nov 13, 2026

Progressive
PGR · $137B
$235.78+0.1%
Nov 13, 2026 · close
$200$220SepOctNov9:3016:003 months +13.8%Nov 13 · close
▲ 6
  • P/E vs sector-18.2%
  • FCF yield+7.9%
  • News
  • MAs4 of 4
  • MACD0.16
  • Sector▲ -1.8%
Neutral
  • Earnings in75d
  • P/E11.9x
  • RSI63
  • Support-1.0%
  • Resistance+2.0%
  • Off 52w high-2.2%
  • Volume0.7x
  • Bollingerupper half
  • P/E vs own+9.7%
  • ConsensusHold · 25
  • Trendsideways
  • 52w range$189–$241
  • ATR+2.2%
  • Off ATH-19.5%
▼ 2
  • PT$230.50 -2.2%
  • Insiders-$8.99M

Updates with the 15-min delayed price. Not a forecast or investment advice.

Is Progressive a good stock to buy?

Progressive is strong on 1 of the 4 questions about the business. The price is low: 11.9 times its earnings, below its 3-year median of 15.8 (Nov 13, 2026). pretickt does not say whether to buy or sell.

  1. Demand growing
  2. Economics profitable
  3. Execution mixed
  4. Fragility some risks
  5. Price below its usual
DemandDo people want more of what it sells?growing

PGR sales growth revenue growth

+21%a year, for the last 3 years

Progressive's sales grew 21% a year for 3 years, to $87.65B in fiscal 2025.

PGR analysts' forecast revenue estimates

0%the sales they expect next fiscal year, on the last

Analysts expect Progressive's sales to grow 0% to $87.91B in fiscal 2026 (6 analysts).

PGR competitors

pretickt analysis+8%its sales in 12 months, on a year before

Progressive's sales grew 8% in the 12 months to Sep 30, 2026, faster than Chubb (+6%), Allstate (+5%) and Travelers (+1%), slower than Cincinnati Financial (+10%).

EconomicsDoes it make good money?profitable

PGR margin after costs profit margin

16%of sales left after running the business

Progressive's operating margin was 16% in the 12 months to Sep 30, 2026, against 2% in fiscal 2022.

PGR cash generated free cash flow

$10.82Bcash left after investing, last 12 months

Progressive generated $10.82B of free cash flow in the 12 months to Sep 30, 2026, about as much as its reported profit.

PGR profit per share

+34%in its last fiscal year

Progressive's earnings per share grew 34% in fiscal 2025, to $19.24.

ExecutionDoes it deliver what it promises?mixed

PGR earnings vs estimates

5 of 7quarters above the analysts' estimate

Progressive beat the analysts' profit estimate in 5 of 7 quarters, the latest on Oct 14, 2026; 1 quarter the sources disagree on is left out.

PGR insider selling

-$31.01Msold, net, by its executives in 12 months

Progressive's executives and directors sold a net $31.01M of shares in the 12 months to Nov 13, 2026; none bought.

PGR number of employees

+6%more people in a year

Progressive had 70,000 employees at the end of fiscal 2025, 6% more than a year before.

PGR CEO pay

$17.71Mfor fiscal 2025, 62% of it in stock and options

Progressive paid its CEO $17.71M for fiscal 2025, 62% of it in stock and options.

Fragility risksCould something break it?some risks

PGR shareholders institutional ownership

pretickt analysis
  • Vanguard8.5% ▲
  • BlackRock8.2% ▼
  • Capital Group6.7% ▲
1,888institutions hold it; the largest added shares

1,888 institutions hold 88% of Progressive's shares (Jun 30, 2026); Vanguard and Capital Group added shares that quarter, BlackRock sold some.

PGR in past recessions

pretickt analysis-13%its sales in the worst one

Progressive's sales fell in 1 of the last 2 US recessions, by as much as 13% in fiscal 2008.

Price valuationIs the price reasonable?below its usual

PGR price vs profit P/E ratio

11.9×a year's earnings

Progressive's P/E ratio is 11.9 (Nov 13, 2026), below its 3-year median of 15.8.

PGR price vs assets price to book

4.0×times what its assets are worth on paper

Progressive trades at 4.0 times its book value (Nov 13, 2026); its competitors' median is 2.0.

PGR price vs competitors

pretickt analysis11.9×a year's earnings, against its competitors

Investors pay 11.9 times Progressive's earnings (Nov 13, 2026), more than for Cincinnati Financial (11.1), Travelers (10.6) and Allstate (6.1), less than for Chubb (13.1).

PGR analysts' target price target

-2%to their average target

Analysts' average price target for Progressive is $231, 2% below the Nov 13, 2026 close of $235.78.

PGR analyst ratings, 90 days

pretickt analysis
  • Keefe, Bruyette & Woodsupgrade
1 up, 0 downratings raised and cut

In the 90 days to Nov 13, 2026, Keefe, Bruyette & Woods upgraded Progressive.

PGR growth priced in fair value

pretickt analysis+1%a year, for ten years, to be worth the price

At $235.78 a share, Progressive's free cash flow must grow about 1% a year for ten years to be worth the price (Nov 13, 2026).

What is Progressive's P/E ratio?

Progressive's P/E ratio is 11.9 (Nov 13, 2026), below its 3-year median of 15.8. Investors pay 11.9 times Progressive's earnings (Nov 13, 2026), more than for Cincinnati Financial (11.1), Travelers (10.6) and Allstate (6.1), less than for Chubb (13.1).

Who are Progressive's biggest competitors?

pretickt compares Progressive with Chubb, Travelers, Allstate and Cincinnati Financial. Progressive's sales grew 8% in the 12 months to Sep 30, 2026, faster than Chubb (+6%), Allstate (+5%) and Travelers (+1%), slower than Cincinnati Financial (+10%).

Is Progressive profitable?

Progressive's operating margin was 16% in the 12 months to Sep 30, 2026, against 2% in fiscal 2022. Progressive generated $10.82B of free cash flow in the 12 months to Sep 30, 2026, about as much as its reported profit.

Are insiders selling Progressive stock?

Progressive's executives and directors sold a net $31.01M of shares in the 12 months to Nov 13, 2026; none bought.

Who owns Progressive stock?

1,888 institutions hold 88% of Progressive's shares (Jun 30, 2026); Vanguard and Capital Group added shares that quarter, BlackRock sold some.

How many employees does Progressive have?

Progressive had 70,000 employees at the end of fiscal 2025, 6% more than a year before.

From the companies' statements (FMP), their filings read by pretickt, the analysts and the insiders, as of Nov 13, 2026. Each card says what a fact means for its question, never what to do with the stock: for information only, not investment advice.